Insurance Resources

FREE Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Can I really save money switching car insurance companies?Post

Can I really save money switching car insurance companies?

Smart consumers can always save money by comparison shopping. Whether you can save money just by switching insurance companies, however, remains to be seen. Car insurance companies are regulated and licensed in each state in which they do business, and like all insurance companies, auto insurers are in business to make a profit. To be...

Smart consumers can always save money by comparison shopping...

Is it worth filing a car insurance claim for a dented door?Post

Is it worth filing a car insurance claim for a dented door?

Should you file an insurance claim for a dented door? That will depend on your car insurance company. Most dings and dents on a vehicle have minimum costs with the average being between $50 to $500. Not to mention that unless you have a different party at fault, you might be stuck with the bill....

Should you file an insurance claim for a dented door? That w...

FREE Car Insurance Comparison

Compare quotes from the top car insurance companies and save!

secured lock Secured with SHA-256 Encryption

Will my car insurance company find out about my car accident?Post

Will my car insurance company find out about my car accident?

Even if you don’t report a car accident to your car insurance company they can still find out about it a number of ways. Obtaining information on car accidents is perfectly legal for car insurance companies to use even if the company itself does not require you to report every accident. Reporting a car accident...

Even if you don’t report a car accident to your car insura...

Will a warning affect my car insurance rates?Post

Will a warning affect my car insurance rates?

Your car insurance rates can increase for some reasons, but receiving a warning during a traffic stop is not usually one of them. A warning can be a verbal warning or written, but even if a traffic officer hands you a notice in writing or reports it to the DMV, it is not usually something...

Your car insurance rates can increase for some reasons, but ...

Do I need rental car insurance?Post

Do I need rental car insurance?

Whether you are renting a car for a vacation, business trip, or because yours is in the shop, you will be offered rental insurance. Every car rental company offers it, but do you need it? Understand that accidents happen every day and, if you are in one with a rental car, you will be held...

Whether you are renting a car for a vacation, business trip,...

How much will car insurance increase after a ticket?Post

How much will car insurance increase after a ticket?

Every state has different regulations regarding car insurance, which include how tickets and car insurance rates are handled, so it is hard to say exactly how much car insurance will increase after a ticket. Not only is it nerve-wracking to be pulled over by a police officer, but there are also other consequences if it...

Every state has different regulations regarding car insuranc...

What car insurance companies have the biggest market share?Post

What car insurance companies have the biggest market share?

Over 50 percent of the market share in the car insurance industry is controlled by a handful of companies. According to A.M. Best, the top half of all policy coverage is issued by six car insurance companies. While market share alone doesn’t mean these providers are the best, it does mean they write the most...

Over 50 percent of the market share in the car insurance ind...

Why is my car insurance claim denied?Post

Why is my car insurance claim denied?

As if getting into a fender bender isn’t bad enough, the added worry of your claim being denied can be devastating. This is especially true when you are named the at-fault party in the accident. However, how and why do car insurance companies sometimes deny a claim? There are several reasons your claim could be...

As if getting into a fender bender isn’t bad enough, the a...

Who qualifies as a good driver?Post

Who qualifies as a good driver?

Many different classifications qualify someone as a good driver. Young drivers are not considered good drivers because they do not have enough experience behind the wheel. It’s important to remember that while some people may consider a person to be a good driver car insurance companies often have a different perspective based on collective data...

Many different classifications qualify someone as a good dri...

What is a total loss car accident?Post

What is a total loss car accident?

When an individual makes a car insurance claim the car insurance company must decide whether it is worth the money to spend on repairs. While the car may not visually appear to be a total loss, the designation means it’s cheaper for the insurance company to pay for replacement than try to repair the vehicle....

When an individual makes a car insurance claim the car insur...

Who is at fault in a car accident?Post

Who is at fault in a car accident?

Determining who is at fault in a car accident is one of the biggest issues when someone is filing a claim against another person. The toughest predicament is that car insurance companies are not present when the accident occurred. Because of this, they can never determine themselves whether the claim puts the correct person at...

Determining who is at fault in a car accident is one of the ...

What is pay as you go car insurance?Post

What is pay as you go car insurance?

Car insurance rates can vary dramatically depending on the coverage chosen for the policy however drivers may be able to decrease their premiums significantly with pay-as-you-go car insurance. Auto insurance companies have begun to focus their advertising on showcasing their specific discounted rates and some providers have introduced a “pay as you go” policy. Enter your...

Car insurance rates can vary dramatically depending on the c...

What is a low mileage car insurance policy?Post

What is a low mileage car insurance policy?

Drivers are always looking for ways to save money on car insurance. Some drivers skimp on coverage and get only the bare minimum liability insurance, leaving them underinsured in the event of a collision. Other drivers might qualify for significant discounts based on their driving history or other factors. A low-mileage car insurance policy is...

Drivers are always looking for ways to save money on car ins...

What is a car insurance deductible?Post

What is a car insurance deductible?

You may hear the term “car insurance deductible” referred to as you shop for car insurance. What does this term mean? Does every car insurance policy have a deductible? How much control do you have over your deductible, and how does it affect the cost of your car insurance? To answer these questions, you must...

You may hear the term “car insurance deductible” referre...

What is a preferred risk driver?Post

What is a preferred risk driver?

When shopping for car insurance, you may see a great deal of industry jargon as well as advertising terms that you may not understand. “Preferred Risk” may be one of those terms. Preferred Risk is an industry term for what car insurance companies advertise as “Good Driver Discounts.” Basically, a Preferred Driver is one who...

When shopping for car insurance, you may see a great deal of...

How much does car insurance cost after a DUI?Post

How much does car insurance cost after a DUI?

Were you convicted of a DUI or DWI recently? DUIs and DWIs can lead to fines and even jail time. In addition to penalties, your car insurance rates can increase if you have a DUI.  But how much do your insurance rates go up? Don’t worry — we’ll explain how a DUI affects your car...

Were you convicted of a DUI or DWI recently? DUIs and DWIs c...

How much is car insurance per month in Arizona?Post

How much is car insurance per month in Arizona?

How much is car insurance per month in Arizona? That depends on a variety of factors. However, you can save money by requesting a de-insurance certificate in Arizona if you are not going to be driving your vehicle for a while. Most states have some sort of car insurance requirements in order to drive a...

How much is car insurance per month in Arizona? That depends...

What is collector car insurance?Post

What is collector car insurance?

Collector car insurance, sometimes called classic car insurance, is specialized car insurance coverage developed for owners of antique or collectible cars. Many owners of collectible cars insure them through standard auto insurance policies, although some experts feel this may cost them as much as 500 percent more than collector car insurance. Collector car insurance is...

Collector car insurance, sometimes called classic car insura...

What is the book value of a vehicle?Post

What is the book value of a vehicle?

Your age, driving record, and where you live all affect the rate that you’re going to pay for your car insurance. However, one thing that many people do not consider when they are shopping for car insurance is the book value of a vehicle, which can have as much impact as any other factor on...

Your age, driving record, and where you live all affect the ...

When to consider filing or not filing a car insurance claim?Post

When to consider filing or not filing a car insurance claim?

When you have a car accident, your first instinct may be to file a claim. This is only natural; after all, you are paying a high price to have car insurance, and you should be able to claim any accidents that happen to your car as a result. Unfortunately, this is not always the best...

When you have a car accident, your first instinct may be to ...

FREE Car Insurance Comparison

Compare quotes from the top car insurance companies and save!

secured lock Secured with SHA-256 Encryption