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Will my car insurance cover stolen property?Post

Will my car insurance cover stolen property?

Personal belongings are often left in your car when you run an errand, head to a meeting, or grab some lunch with a friend. However, in the unfortunate event that your car is stolen or broken into, your personal property that was stolen may not be covered. In the event your personal property is stolen,...

Personal belongings are often left in your car when you run ...

What year did it become mandatory to have car insurance?Post

What year did it become mandatory to have car insurance?

In 1897, an Ohio resident purchased an insurance policy. It was written for his horse and carriage and extended to include his automobile and would cover damages to another person’s property or their injuries. The early years of auto insurance focused on the liability end, but this changed in 1902 when a fire and theft...

In 1897, an Ohio resident purchased an insurance policy. It ...

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How can I get temporary car insurance?Post

How can I get temporary car insurance?

There are times when you need car insurance but are between policies. Perhaps you are just starting out driving, and you are not sure what type of insurance you need most. Temporary insurance is insurance that serves as an alternate to a 12-month policy. It offers comprehensive coverage from one to 28 days. It covers...

There are times when you need car insurance but are between ...

Do car insurance payments help credit?Post

Do car insurance payments help credit?

When you finance a car, your credit score will have an effect on how much car insurance you can afford. If you have a poor credit history, the lender may limit your purchase options and increase your interest rates. A poor credit history can also affect how much you’ll pay for insurance on the vehicle...

When you finance a car, your credit score will have an effec...

Does having a child affect your car insurance?Post

Does having a child affect your car insurance?

Having a baby changes virtually every aspect of your life. You know that your life will revolve around sleepless nights and diapers for the next couple years, but did you know that everything down to your auto insurance will be affected? With a new baby in the home, it’s important to review your insurance, but...

Having a baby changes virtually every aspect of your life. Y...

How do multi-car insurance policies work?Post

How do multi-car insurance policies work?

When you’re shopping for auto insurance, your mission is to find the lowest rates for the most comprehensive coverage. One way to find low rates is to qualify for discounts. By combining your auto insurance on all of your private passenger cars with the same carrier, you can reduce your premiums by qualifying for the...

When you’re shopping for auto insurance, your mission ...

Do you need insurance to register a car?Post

Do you need insurance to register a car?

When you buy a car, it’s your responsibility to register the car in your name as soon as possible. One of the benefits of buying a car through a car dealer is that the dealership generally transfers the registration for you. This courtesy will save you a trip to the Department of Motor Vehicles. If...

When you buy a car, it’s your responsibility to regist...

Do you pay car insurance monthly or yearly?Post

Do you pay car insurance monthly or yearly?

As you shop around for a new car insurance policy, it’s important to plan ahead to ensure you will be able to cover the cost of your premium. Most insurance companies will allow you to pay the full amount up front, for either a 6 month or 12 month coverage period. Enter your zip code...

As you shop around for a new car insurance policy, it’s im...

Do I have to have insurance to drive my friend’s car?Post

Do I have to have insurance to drive my friend’s car?

When a friend is nice enough to let you borrow their car, the last thing you want to think about is having an accident. Most of the time, friends borrow cars and return them back in one piece without any hiccups. Unfortunately, you can never predict when you’re going to have an accident. If you’re...

When a friend is nice enough to let you borrow their car, th...

How does car insurance work with a leased vehicle?Post

How does car insurance work with a leased vehicle?

A leased vehicle is quite arguably the type of vehicle that needs the most insurance coverage when compared to vehicles that are owned or financed. If you need to find lower rates for your car insurance premium, try using an online price comparison tool. These tools have helped many leasing drivers save time and money...

A leased vehicle is quite arguably the type of vehicle that ...

Does my auto insurance cover me driving another car?Post

Does my auto insurance cover me driving another car?

Auto insurance policies are specifically designed to provide protection for damages caused to your vehicle or by your vehicle. This coverage type is designed to cover the car itself, not necessarily the individual driving it. If you have concerns about the insurance coverage another vehicle has, speak to the vehicle’s owner and make sure to...

Auto insurance policies are specifically designed to provide...

How does insurance work when you buy a new car?Post

How does insurance work when you buy a new car?

The car buying process can be a stressful one. No matter how prepared you think you are for the process, it’s easy to forget the small details that can drag the experience out longer than any car buyer wants. One small yet very important detail that many people overlook is insurance. It’s your responsibility as...

The car buying process can be a stressful one. No matter how...

Can you cancel auto insurance early?Post

Can you cancel auto insurance early?

If you need to cancel your insurance before the term ends, it’s important to review the terms of your contract first. Not only can an early termination lead to a cancellation fee, if you have a lapse in coverage it can also lead to fines and court-ordered penalties. Doing a small amount of research before...

If you need to cancel your insurance before the term ends, i...

Can someone drive my car and be covered on my insurance?Post

Can someone drive my car and be covered on my insurance?

If you look at your insurance policy, it can be more than just a little confusing to understand who is covered to drive your car. Your declarations page will list who is listed on the policy as a rated driver, but that doesn’t mean that only primary and secondary operators are safe to drive your...

If you look at your insurance policy, it can be more than ju...

Do I need insurance for a car off the road?Post

Do I need insurance for a car off the road?

Insurance coverage is often a necessity for any vehicle. There are times, however, where it may seem to make sense to remove coverage from a vehicle that is not in use, is sitting in storage, or is otherwise not on the road. Removing your insurance coverage may seem like the best idea if your car...

Insurance coverage is often a necessity for any vehicle. The...

How does gap insurance work if car is stolen?Post

How does gap insurance work if car is stolen?

Many people who are shopping for auto insurance consider purchasing what is known as gap insurance. Gap insurance was designed to pay for damages that the insurance does not cover. It is convenient to carry this type of insurance because it allows you to know that your damages will be paid for, even if your...

Many people who are shopping for auto insurance consider pur...

How does gap insurance work when a car is totaled?Post

How does gap insurance work when a car is totaled?

When buying a car, there’s more to consider than the make, model, and financing options. You’ll also want to look closely at the purchase and see if you might benefit from GAP insurance. This coverage only kicks in if your car is declared a total loss following an accident or other qualifying event and protects...

When buying a car, there’s more to consider than the make,...

How do car insurance agents make money?Post

How do car insurance agents make money?

Insurance agents commonly make money through different revenue flows, including a base salary, commission from policies sold and residual revenue from policy renewals or customers referrals. Although many agents make money through these different revenue streams, it should not be surprising that there may be a tremendous difference in the amount one agent makes compared...

Insurance agents commonly make money through different reven...

Can you cancel car insurance at any time?Post

Can you cancel car insurance at any time?

When you buy auto insurance, you have rights. These rights are laid out in the Consumer Bill of Rights that is adopted by each and every state Department of Insurance. Before you buy personal auto insurance, it’s in your best interest that you know your rights so that you can exercise them. Since insurance is...

When you buy auto insurance, you have rights. These rights a...

Will my car insurance cover a broken baby seat?Post

Will my car insurance cover a broken baby seat?

Parents know that infant car seats are an expensive investment. A good car seat keeps your infant safe and secure, providing peace of mind that your child will be safe in the event of a car accident. If you are involved in a motor vehicle collision and your baby seat is damaged, you may be...

Parents know that infant car seats are an expensive investme...

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