Car Insurance Basics

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Does being retired affect car insurance?

Adults in Retirement age can be a major change in life. After years on the job, you’re looking forward to relaxation, a slower pace, and new adventures. Part of retirement planning includes determining future monthly expenses and the impact made by retiring from the workplace. Some monthly bills, like those for housing or mobile service, are...

Adults in Retirement age can be a major change in life. Aft...

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Does having epilepsy affect my car insurance? [Expert Review]

Epilepsy is a neurological disorder where a person will suffer from unprovoked seizures because of disturbances in their brain activity. Amazingly enough, since people are diagnosed with epilepsy if they’ve had one or more seizures caused by an unknown condition, around one in 26 Americans will officially be diagnosed with the chronic condition at some...

Epilepsy is a neurological disorder where a person will suff...

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What is new car replacement insurance?

Between the new car smell, the brand new sheen on your paint job, the high-tech features you are still learning how to use, and the flawless appearance of your car inside and out, you understandably have a lot to love about your new car. However, have you considered what the financial impact of a serious...

Between the new car smell, the brand new sheen on your paint...

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Does having diabetes affect car insurance?

Having diabetes doesn’t mean that you can’t operate a car or obtain car insurance. Millions of people in the United States have been diagnosed with diabetes, and they go on to lead normal lives. It’s important to know how diabetes can affect car insurance, especially if you have symptoms that make it difficult to concentrate...

Having diabetes doesn’t mean that you can’t oper...

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Is it safe to buy my car insurance online?

When you think about car insurance, one of the thoughts that should come to mind is a feeling of comfort and safety. If you are involved in a car accident, the comfort comes from knowing that you will be reimbursed for the losses that you have suffered. Is it indeed safe to purchase a product/service as outstanding...

When you think about car insurance, one of the thoughts that...

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How often will car insurance companies check my driving record?

An insurance driving record check can happen periodically. What a company sees could help or hinder the cost of your insurance premiums. Knowing the frequency in which car insurance companies check your record and how far back do car insurance companies look will help you figure out how to improve your record. Even if you...

An insurance driving record check can happen periodically. W...

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Does paying off a car loan lower insurance?

You should always be looking for ways to lower car insurance. When you have a car loan and it is finally paid off, you will find that your insurance premiums can be lowered. There are various changes that you can make to your policy. You should also make sure that you still have sufficient protection...

You should always be looking for ways to lower car insurance...

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Does your occupation affect your car insurance?

When you contact an insurance company for an auto insurance quote, you will be asked to provide your occupation. This isn’t just a general question that’s used for your insurance file, it’s an important detail that is used to help calculate the premiums for a specific policy that’s covering drivers in a specific household. Insurance...

When you contact an insurance company for an auto insurance ...

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Does your annual mileage affect car insurance?

Vehicle owners know there are certain unavoidable expenses associated with maintaining a car. Regular maintenance cannot be avoided, nor can the occasional trip to the garage for major repairs. Purchasing auto insurance is an unavoidable requirement unless the driver lives in Virginia or New Hampshire. Buying auto insurance is, however, money well spent since a...

Vehicle owners know there are certain unavoidable expenses a...

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Does window tinting affect my car insurance? [Expert Advice + FAQs]

Sports cars look stunning. In addition to all the incredible performance engineering that goes into creating a powerful engine, significant effort is undertaken to ensure the vehicles look as if they drove right off a movie screen. But does window tinting affect car insurance? Paying extra for car insurance, however, might not be something that...

Sports cars look stunning. In addition to all the incredible...

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Do auto insurance companies do background checks?

A criminal conviction can follow you around forever. It can make your life difficult in many ways. With a criminal record, you might find it harder to get an apartment, a house, or a job. Even potential dating partners can harness the power of search engines to dig into your criminal past. Criminal convictions can...

A criminal conviction can follow you around forever. It can ...

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Does marital status affect auto insurance?

Getting married changes your entire life. After you say your nuptials, you and your new spouse share a new type of connection that you get to celebrate when you go on your honeymoon. Unfortunately, the honeymoon ends you have to start getting all of your documents in order like changing names, moving into a new...

Getting married changes your entire life. After you say your...

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Do auto insurance companies check grades?

There is a lot of confusion on how car insurance companies decide on what premiums drivers pay for auto insurance. Some people think that they base their decision solely on your age while others think they check your grades from your high school or other factors to decide what to charge you. Neither of these...

There is a lot of confusion on how car insurance companies d...

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Does car insurance need a social security number?

When applying for car insurance, the representative from the company will ask for numerous bits of information. Questions about previous claims, how often the car is driven, whether or not the vehicle is used for business purposes, are among the most commonly asked. Of course, personal identifying information such as name, address, and phone number...

When applying for car insurance, the representative from the...

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What is a down payment for auto insurance?

When shopping for auto insurance, many people want to know what the down payment is, how much it will cost, and how it is paid. Actually, with insurance, it is not called a down payment. A down payment is something that you use to refer to the first payment that you make on a physical...

When shopping for auto insurance, many people want to know w...

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When does my car insurance expire?

It’s important to know when your car insurance policy expires to ensure you don’t run into problems of not having the needed coverage. When your policy expires will vary based on the insurance company you have as well as your individual requests. It’s important to know how you can impact the expiration date as well...

It’s important to know when your car insurance policy expi...

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Do you get your car insurance deposit back?

Buying insurance is something that you must do to make sure your financial property (your vehicle) is covered and to avoid liability costs out of your pocket. Insurance was created for the purpose of covering you so that you would not be vulnerable to lawsuits from others that you injure due to your negligence. Compare...

Buying insurance is something that you must do to make sure ...

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Does having a red car increase your insurance?

When you’re shopping for a car and see a red one, you might wonder whether it’s going to affect the cost of insurance. In many instances, choosing a red color of a specific make and model isn’t going to have any impact on the premium. Instead, there are various other factors that an insurance company...

When you’re shopping for a car and see a red one, you ...

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Does being self-employed affect car insurance rates?

Many companies offer special rates for employees of government or political jobs and other positions. Military people (both active and retired) often get a discount on car insurance due to their status. But what about self-employed people? If you are an independent business owner, you may want to know how insurance companies assess your insurance...

Many companies offer special rates for employees of governme...

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Do insurance companies check your address?

It’s in your best interest to be honest when you’re answering questions on any auto insurance application. If you withhold something about yourself or purposely give false information to an insurance agent, your insurer may have a legitimate reason to deny claims when you present them against your policy. The last thing you want to...

It’s in your best interest to be honest when you’...

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