Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

Full Bio →

Written by

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Reviewed by Jeffrey Johnson
Insurance Lawyer

UPDATED: May 26, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

In a nutshell...

  • Most customers of the General Car Insurance Company have high praise for the company
  • The General Car Insurance Company specializes in high-risk car insurance
  • Car insurance is mandatory and driving with no insurance is never a good idea

The General Car Insurance Company has been around for almost 40 years and provides car insurance for drivers who fall into a high-risk category.

This review of the General Car Insurance Company should help you learn more about the car insurance options available through the General Car Insurance website.

Enter your zip code above to get FREE car insurance quotes today!

Who is the General car insurance company?

The General Auto Insurance Company is one of the largest privately held insurance companies in the US and a subsidiary of PGC Holdings Corporation.

The company has a significant market share of the high-risk car insurance market in the US and offers some affordable plans for drivers who have trouble getting coverage in the voluntary market.

The General Car Insurance Company is best known for their use of an Army General as their spokesperson. A recent General Auto Insurance commercial is below.

FREE Car Insurance Comparison

Compare quotes from the top car insurance companies and save!

 Secured with SHA-256 Encryption

What types of car insurance does the General Auto Insurance Company offer?

The General Car Insurance Company specializes in high-risk car insurance so drivers who have had difficulty obtaining car insurance through typical providers can often find a range of options with General.

Prices are higher, but that should be expected if you have a damaged driving record.

Some of the most popular types of drivers who make up a significant portion of policyholders include people with:

  • Bad Credit
  • Prior Accident History
  • Had previous insurance lapse
  • DUI or DWI convicted drivers
  • Drivers under an SR-22 requirement

High-risk car insurance can be expensive and sometimes impossible to find through the usual channels, but the General has a wide of variety of programs for almost every high-risk driver.

How much is car insurance through the General?

This indeed depends on your profile however the General auto insurance company does advertise rates as low as $59 a month with most drivers averaging $125 a month for coverage.

Your car insurance rates will be based on some factors including:

  • Where you live
  • Make and model of the cars
  • Vehicle safety features
  • Number of household drivers
  • Credit score
  • Your Driving Record

Depending on why you need high-risk car insurance, your premiums could fall around the average or be much higher.

However, in comparison to many other car insurance companies, the cost of the General Car Insurance coverage is very affordable, and customers have many different payment plans to choose from.

Do drivers like the General Car Insurance Company?

Auto insurance in America is complicated to find for some drivers, and the General has made car insurance very accessible and affordable for many drivers who may otherwise have a difficult time obtaining insurance coverage.

Although the company has some bad reviews around response time, customer service and policy options these complaints are generally around for any car insurance company.

Most customers of the General Car Insurance Company have high praise for the company.

FREE Car Insurance Comparison

Compare quotes from the top car insurance companies and save!

 Secured with SHA-256 Encryption

Where can I buy the General Car Insurance?

Unfortunately, the General car insurance company only offers coverage in 18 states but does provide an option to connect you with other car insurance companies in those states they are not licensed as of yet.

People who need high-risk car insurance often have limited options, and if you are denied coverage in the voluntary market, the General Car Insurance Company provides some affordable options.

Car insurance is mandatory and driving with no insurance is never a good idea.

Enter your zip code below to get FREE car insurance quotes today!