Car Accidents & Claims

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Why is my insurance claim being investigated?Post

Why is my insurance claim being investigated?

Filing an insurance claim should be a relatively easy process. If someone hits your car and he/she is at fault, submitting a claim to the other driver’s insurance company would be the established process. When filing a claim for collision or comprehensive insurance, a driver seeks to recover damages to his/her own car and/or property...

Filing an insurance claim should be a relatively easy proces...

Car accident, should I go through my insurance or theirs?Post

Car accident, should I go through my insurance or theirs?

It’s important to take all of the right steps after you have an accident. Just one misstep and you could be forced to deal with claims delays or paying for your repair shop costs all on your own. This is why anyone who has a license should know what to do after an accident before they...

It’s important to take all of the right steps after you ha...

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Should you settle a car accident without insurance?Post

Should you settle a car accident without insurance?

You pay for insurance each and every month in hopes that you won’t have to use it. When the time comes where you must file a claim, you have that little voice in the back of your head that tells you not to make the call out of fear that your rates will go up....

You pay for insurance each and every month in hopes that you...

If you crash your friend’s car, whose insurance pays?Post

If you crash your friend’s car, whose insurance pays?

Borrowing a friend’s car seems like a very uncomplicated thing to do. In truth, borrowing a car is uncomplicated unless something unfortunate occurs. Accidents and other perils do make things very complicated. Insurance is supposed to provide the necessary protection to keep a driver out of brutal financial trouble, but does insurance work as intended...

Borrowing a friend’s car seems like a very uncomplicat...

Does a personal injury claim affect auto insurance?Post

Does a personal injury claim affect auto insurance?

A high-speed accident can have a serious impact on the human body, even when it doesn’t appear that any damage has been done. It’s all about the transfer of kinetic energy and where it dissipates when you’re involved in a crash. Today’s modern cars are designed with structural elements that will crumple when the vehicle...

A high-speed accident can have a serious impact on the human...

How long does it take car insurance companies to pay out?Post

How long does it take car insurance companies to pay out?

You need to know the rules about filing a claim with an insurance company. How you file a claim will play a role in how long it takes for the company to pay out on a claim. The longer you wait, the longer it will take. You should have as much information as possible to...

You need to know the rules about filing a claim with an insu...

Can I change my car insurance after an accident?Post

Can I change my car insurance after an accident?

Buying car insurance is relatively easy. Requesting quotes requires little more than putting forth some basic personal identifying information and details associated with one’s driving history. Ultimately, an insurance company is a service provider in competition with other similar enterprises. This is why online comparison shopping consistently reveals competitive rates. The insurance companies want to...

Buying car insurance is relatively easy. Requesting quotes r...

Can you cancel car insurance after an accident?Post

Can you cancel car insurance after an accident?

Auto insurance is a product that you don’t want to pay for when you’re billed but that you’re thankful that you have when you need it. After an accident without the right coverage, you quickly realize how important it is to carry sufficient insurance on your vehicle. If you are curious about how to cancel...

Auto insurance is a product that you don’t want to pay...

Will insurance cover my car being keyed?Post

Will insurance cover my car being keyed?

Like many responsible drivers, you might park your car in a well-lit area every day. You always lock your vehicle and have an activated anti-theft alarm installed. Even with these precautions in place, it won’t stop a vandal from potentially damaging the outside of your car. But will insurance cover your car being keyed?  Most...

Like many responsible drivers, you might park your car in a ...

How does a car insurance claim work?Post

How does a car insurance claim work?

When you are involved in an accident, one of the first things that may come to mind is filing a claim. If you are at-fault for the accident, then you may be wondering how the claim process works with your insurance provider. If you’re not at-fault for the accident, then you may be curious about...

When you are involved in an accident, one of the first thing...

How long does a car accident stay on your insurance record?Post

How long does a car accident stay on your insurance record?

You could be the best driver in the world, but the reality is that you are always at risk of an auto accident. That is the very reason why we buy auto insurance in the first place, to help to cover ourselves and to ensure that we are made whole again as a result of...

You could be the best driver in the world, but the reality i...

Will scratches be covered by car insurance?Post

Will scratches be covered by car insurance?

Auto insurance exists to help you cover damage to your car after an accident or another unforeseen event. When a car needs repairs, the first thing you may do is reach for the top phone file a claim, but not all damage will be covered. Additionally, filing the claim may work against you if it...

Auto insurance exists to help you cover damage to your car a...

Can my car insurance claim be canceled?Post

Can my car insurance claim be canceled?

When you buy an insurance policy, the purpose of having the coverage is to protect your finances when you experience a loss. As a policyholder, you’re free to file a claim against the coverage options that you pay for so that you can get help to pay for repairs and other related expenses. If you’ve...

When you buy an insurance policy, the purpose of having the ...

Do you have to fix your car with insurance money?Post

Do you have to fix your car with insurance money?

After you receive money from the insurance company for damage to your car, you may consider whether it is necessary to take the money to have the car repaired. If you choose to pocket the money, you are taking a risk in the event of a future accident and may not be able to sell...

After you receive money from the insurance company for damag...

How do I claim insurance when someone hits my car?Post

How do I claim insurance when someone hits my car?

Filing an insurance claim can be a simple process, or it can end up being more complicated depending on what information you do or do not have. Anytime someone hits your car, it is important to get as much information as possible about the driver and the vehicle. Depending on the state, there many be...

Filing an insurance claim can be a simple process, or it can...

What do car insurance adjusters do?Post

What do car insurance adjusters do?

Getting into an accident is never a happy time for anybody, but having auto insurance will definitely take care of the tedious tasks and help you to feel at ease. How will insurance help you? As you deal with an accident and try to erase all the damage done, the insurance adjuster will be your...

Getting into an accident is never a happy time for anybody, ...

If my car is totaled, what will insurance pay?Post

If my car is totaled, what will insurance pay?

When you file a liability auto insurance claim, you know that your policy is only going to pay up to the limits that you carry for third-party damages. The Bodily Injury and Property Damage limits are written clear as day on your declarations page and the document shows how much the carrier will pay for medical...

When you file a liability auto insurance claim, you know tha...

How does gap insurance work when a car is totaled?Post

How does gap insurance work when a car is totaled?

When buying a car, there’s more to consider than the make, model, and financing options. You’ll also want to look closely at the purchase and see if you might benefit from GAP insurance. This coverage only kicks in if your car is declared a total loss following an accident or other qualifying event and protects...

When buying a car, there’s more to consider than the make,...

How much can I get for pain and suffering in a car accident?Post

How much can I get for pain and suffering in a car accident?

Someone who claims pain and suffering due to a strain on their video gaming finger will likely not get as much of a settlement as someone who received a leg injury the day before they were supposed to run an Olympic race. In some cases, pain and suffering awards are determined by a meeting between...

Someone who claims pain and suffering due to a strain on the...

Is it worth filing a car insurance claim for a dented door?Post

Is it worth filing a car insurance claim for a dented door?

Should you file an insurance claim for a dented door? That will depend on your car insurance company. Most dings and dents on a vehicle have minimum costs with the average being between $50 to $500. Not to mention that unless you have a different party at fault, you might be stuck with the bill....

Should you file an insurance claim for a dented door? That w...

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