Do I need rental car insurance?

Whether you are renting a car for a vacation, business trip, or because yours is in the shop, you will be offered rental insurance. Every car rental company offers it, but do you need it? Understand that accidents happen every day and, if you are in one with a rental car, you will be held…

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Why is my car insurance claim denied?

As if getting into a fender bender isn’t bad enough, the added worry of your claim being denied can be devastating. This is especially true when you are named the at-fault party in the accident. However, how and why do car insurance companies sometimes deny a claim? There are several reasons your claim could be…

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Who are the top car insurance companies in California?

When comparing auto insurance, the California Department of Insurance (CDI) has a list of top car insurance companies in the state, according to market share. However, just because a company has a large portion of the market does not mean that the company is financially stable or provides quality service to its customers. A.M. Best…

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Why is car insurance more expensive for men?

Many people may be surprised to learn that car insurance premiums are higher for men than for women. All other things being equal, men will pay at least slightly more on their insurance premiums but why is car insurance more expensive for men? Insurance companies appreciate the business of drivers who will not cost them…

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Who qualifies as a good driver?

Many different classifications qualify someone as a good driver. Young drivers are not considered good drivers because they do not have enough experience behind the wheel. It’s important to remember that while some people may consider a person to be a good driver car insurance companies often have a different perspective based on collective data…

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What is a total loss car accident?

When an individual makes a car insurance claim the car insurance company must decide whether it is worth the money to spend on repairs. While the car may not visually appear to be a total loss, the designation means it’s cheaper for the insurance company to pay for replacement than try to repair the vehicle….

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How much is car insurance for a Toyota Tundra?

For the 2012 model year, Toyota has not made any substantial changes to the Tundra. The company reports that it has just streamlined the options packages, and Inside Line says that Toyota has also increased the Tundra’s base price by $340 to $28,100. Cab choices for the 2012 Tundra still include Regular, Double, and CrewMax,…

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What car insurance discounts does Allstate offer?

One of the largest car insurance companies in America is Allstate Insurance. From its beginnings as a part of the Sears & Roebuck Corporation, Allstate has provided reasonably-priced insurance to millions of Americans. Allstate car insurance has some car insurance discounts and bonus programs to help you save money. Allstate discounts range from helping young…

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How much is car insurance for a Ford Fusion Hybrid?

According to the Environmental Protection Agency, the 2011 Fusion Hybrid gets 41 city/39 highway mpg, and the 2012 Fusion Hybrid is expected to feature similar ratings. The EPA explains that a typical driver can expect to pay about $1,317 for gas and use about 8.8 barrels of oil annually. The gas-powered Fusion uses over 12…

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What is pay as you go car insurance?

Car insurance rates can vary dramatically depending on the coverage chosen for the policy however drivers may be able to decrease their premiums significantly with pay-as-you-go car insurance. Auto insurance companies have begun to focus their advertising on showcasing their specific discounted rates and some providers have introduced a “pay as you go” policy. Enter your…

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