Can a car insurance company drop me?

You may have heard of car insurance companies dropping customers for various reasons. Any car insurance company can drop you; however, there are rules about how long a company must cover you and what procedures they must follow in notifying you of a discontinuation of coverage. When you apply for coverage with a car insurance…

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How much is car insurance for seniors?

If you are a senior citizen, you may have noticed that your car insurance premiums have been increasing over the last few years. Your driving record has not changed, and you are still driving the same car, so why are your rates increasing? There are several reasons why senior citizens pay more for car insurance…

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Will my car insurance pay for a dented door?

Car insurance coverage can generally be divided into two types: liability and first-party. Liability coverage pays for damage caused to another person’s property. First-party coverage pays for loss on an insured vehicle. There are three types of first-party coverage that an auto policy can include: collision, comprehensive, and uninsured motorist. Depending on the cause of…

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How much can I get for pain and suffering in a car accident?

Someone who claims pain and suffering due to a strain on their video gaming finger will likely not get as much of a settlement as someone who received a leg injury the day before they were supposed to run an Olympic race. In some cases, pain and suffering awards are determined by a meeting between…

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Can federal employees get car insurance discounts?

Most people welcome discounts on any monthly bill, and car insurance discounts are no exception. Common discounts include vehicle safety equipment and good driving records, but many people can also receive discounts based on where they work. For instance, federal employees can get car insurance discounts because they are current or former employees of the…

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Can I add my wife to my car insurance policy?

If you have just gotten married, congratulations! You already know that many things are changing in your life, and you may have some questions about things like adding your full to your car insurance policy. If you own a car jointly, you will both need to be on the insurance policy covering that car. On…

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Should I buy car insurance from a local agent?

If you’re looking for car insurance, you should at least consider the option of buying from a local agent. Especially in light of the fact that the one option you don’t explore might be the one that saves you the most money. Purchasing auto insurance from a local agent is one of three options; also…

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What is the average cost to repair a car?

Were you in an accident recently? Have you recently had to ask, “How much does it cost to repair a car?” As you look around for estimates, you may be anxious about the cost of repairs.  Some repairs can cost $500 after an accident. As you may have already guessed, some car accidents produce more…

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How do I move car insurance to another state?

Moving car insurance between states is fairly easy, but there are steps you need to take to avoid any lapse in coverage and maintain affordable premiums. First, you need to notify your car insurance carrier before moving and inquire about their policy offering in your new home state. If they are licensed in your new…

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Will my car insurance cover engine damage?

Unless you have a rider specifically added to your car insurance policy to cover engine damage, the odds are your insurance will only cover a damaged engine if the engine damage was the result of a traffic accident. In other words, your car insurance will not cover normal breakdowns and failure from wear and tear….

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