Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Reviewed by Jeffrey Johnson
Insurance Lawyer

UPDATED: Jul 14, 2021

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In a nutshell...

  • According to Edmunds’ data, the average Tundra driver will pay $167 per month for car insurance, or $2,004 a year
  • Estimates suggest that Tundra owners will generally pay about $750 for repairs over five years
  • The Tundra can tow up to 10,400 pounds when it’s configured correctly

For the 2012 model year, Toyota has not made any substantial changes to the Tundra.

The company reports that it has just streamlined the options packages, and Inside Line says that Toyota has also increased the Tundra’s base price by $340 to $28,100.

Cab choices for the 2012 Tundra still include Regular, Double, and CrewMax, and owners can choose from short, regular, and long bed lengths.

There are also three main engine options for the 2012 Tundra: a 4.0 liter V6, a 4.6 liter V8, and a 5.7 liter V8. In some states, the largest engine is a FlexFuel model that can run on regular gasoline or E85.

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Toyota Tundra Auto Insurance Rates

It’s too soon for consumer data on 2012 Toyota Tundra auto insurance rates to be available, but Edmunds has released estimates for the 2011 model.

That rate is higher than the projected monthly cost of insuring a Nissan Titan, which is $157. On an annual basis, you’ll pay about $1,884 to protect this full-size pickup truck.

The NADA estimates that monthly auto insurance rates for the Ford F-150 are slightly lower than the Titan’s, at $155. That means you’ll pay a total of approximately $1,860 for auto insurance premiums each year.

For the Chevrolet Silverado pickup truck, the anticipated monthly rate is $127, which works out to $1,524 annually.

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Toyota Tundra Warranty and Repairs

Like the Ford F-150 and the Nissan Titan, the 2012 Toyota Tundra’s basic warranty lasts for 36 months or 36,000 miles, whichever comes first.

The Chevrolet Silverado and the GMC Sierra both have the same limited warranty as the Tundra, but their powertrains are covered for up to 100,000 miles or 60 months.

Since the Tundra’s basic warranty usually expires during the third year of ownership, that’s when drivers typically become responsible for payment of repair costs.

If you drive a Dodge Ram, a Chevy Silverado, or a GMC Sierra, Edmunds expects that you’ll pay around $850 for five years’ worth of repair costs, and Ford F-150 drivers are anticipated to owe approximately $1,500 for repairs.

Toyota Tundra Maintenance Expenses

Maintenance costs include routine procedures like oil changes, filter and belt replacements, and fluid refills. Though these procedures seem small, their prices can add up over time.

You’ll save almost $300 on maintenance costs if you opt for a Dodge Ram, but Edmunds expects that it will cost over $4,000 to maintain other pickups, like the F-150, the Silverado, and the Sierra, for five years.

Toyota Tundra Crash Test Results

The Tundra had to demonstrate exceptional performance on four different crash tests: the front impact test, the side collision test, the whiplash protection test, and the roof strength test.

Another requirement for the “Top Safety Pick” status is that the vehicle must be equipped with standard electronic stability control, a system that automatically adjusts the amount of power delivered to each wheel to prevent skidding.

The Ford F-150 was also among the Insurance Institute’s safety picks, but other full-size pickup trucks underperformed in at least one category.

For instance, the Titan and the Ram both received “Marginal” scores in the side impact test, which is the same as receiving a 2/4. The Ram, the Silverado, and the Sierra also received “Marginal” scores in the institute’s rollover test.

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Toyota Tundra Performance

The 2012 Toyota Tundra’s fuel economy is 16 city mpg/20 highway mpg, which is not bad for a full-sized pickup truck. The F-150 does much better in this regard, though, delivering 17 city mpg/23 highway mpg.

The Chevy Silverado and the GMC Sierra get just 15 city mpg, and the Sierra and the Titan get only 18 highway mpg.

The two full-sized hybrid pickups on the market, the Silverado hybrid and the Sierra hybrid, both get 20 cities mpg/23 highway mpg.

The Tundra can tow up to 10,400 pounds when it’s configured correctly. That’s 300 more pounds than you can tow with the competing Chevrolet Silverado.

The Tundra’s max payload is 2,090 pounds, but, as with towing capacity, you need to select the right configuration to haul that much.

Its base engine produces about 270 horsepower, and the two larger engines generate 310 power and 381 horsepower, respectively.

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