Managing Your Insurance Policy

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Can a car insurance company drop me?Post

Can a car insurance company drop me?

You may have heard of car insurance companies dropping customers for various reasons. Any car insurance company can drop you; however, there are rules about how long a company must cover you and what procedures they must follow in notifying you of a discontinuation of coverage. When you apply for coverage with a car insurance...

You may have heard of car insurance companies dropping custo...

How much is car insurance for seniors?Post

How much is car insurance for seniors?

If you are a senior citizen, you may have noticed that your car insurance premiums have been increasing over the last few years. Your driving record has not changed, and you are still driving the same car, so why are your rates increasing? There are several reasons why senior citizens pay more for car insurance...

If you are a senior citizen, you may have noticed that your ...

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Can I add my wife to my car insurance policy?Post

Can I add my wife to my car insurance policy?

If you have just gotten married, congratulations! You already know that many things are changing in your life, and you may have some questions about things like adding your full to your car insurance policy. If you own a car jointly, you will both need to be on the insurance policy covering that car. On...

If you have just gotten married, congratulations! You alread...

Should I buy car insurance from a local agent?Post

Should I buy car insurance from a local agent?

If you’re looking for car insurance, you should at least consider the option of buying from a local agent. Especially in light of the fact that the one option you don’t explore might be the one that saves you the most money. Purchasing auto insurance from a local agent is one of three options; also...

If you’re looking for car insurance, you should at lea...

Can I buy car insurance under my parent’s name?Post

Can I buy car insurance under my parent’s name?

You cannot buy car insurance under your parent’s name, but you may have the option of having your name added to your parent’s car insurance policy. The policy would still be owned by your parents and under their name, but you would receive coverage as an additional driver on the system. For many young drivers,...

You cannot buy car insurance under your parent’s name, but...

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Learner’s Permit Car Insurance: Can I buy car insurance with a learner’s permit?

Although many car insurance companies require a valid driver’s license to buy car insurance, you may be able to purchase coverage with a learner’s permit. Can I buy a car on a learner’s permit? If you get car insurance with a learner’s permit, you can buy a car with a learner’s permit. If you do...

Although many car insurance companies require a valid driver...

Can I buy car insurance with a credit card?Post

Can I buy car insurance with a credit card?

Credit cards are acceptable forms of payment for many car insurance companies, although you need to check with each particular carrier to review their specific policies for using credit cards. There is indeed no law against using credit cards to pay for your car insurance, but there is no law that says all companies must...

Credit cards are acceptable forms of payment for many car in...

Do I have to buy insurance for my snowmobile?Post

Do I have to buy insurance for my snowmobile?

The majority of U.S. states do not require insurance coverage for snowmobiles. However, insurance is readily available and is indeed something to consider when purchasing and operating a seasonal recreational vehicle such as a snowmobile. A snowmobile is a significant investment for most people, with the cost of a new vehicle averaging $8450 in 2011....

The majority of U.S. states do not require insurance coverag...

Can my car insurance company sue me?Post

Can my car insurance company sue me?

As much as it pains us to think about it, it is possible to be sued by car insurance companies. Their reasons for doing so are as varied as the companies themselves. Nonetheless, nothing in your car insurance policy exempts you from litigation if your car insurance company believes it has just cause against you....

As much as it pains us to think about it, it is possible to ...

Can I really save money switching car insurance companies?Post

Can I really save money switching car insurance companies?

Smart consumers can always save money by comparison shopping. Whether you can save money just by switching insurance companies, however, remains to be seen. Car insurance companies are regulated and licensed in each state in which they do business, and like all insurance companies, auto insurers are in business to make a profit. To be...

Smart consumers can always save money by comparison shopping...

Do I need rental car insurance?Post

Do I need rental car insurance?

Whether you are renting a car for a vacation, business trip, or because yours is in the shop, you will be offered rental insurance. Every car rental company offers it, but do you need it? Understand that accidents happen every day and, if you are in one with a rental car, you will be held...

Whether you are renting a car for a vacation, business trip,...

How much will car insurance increase after a ticket?Post

How much will car insurance increase after a ticket?

Every state has different regulations regarding car insurance, which include how tickets and car insurance rates are handled, so it is hard to say exactly how much car insurance will increase after a ticket. Not only is it nerve-wracking to be pulled over by a police officer, but there are also other consequences if it...

Every state has different regulations regarding car insuranc...

How much is car insurance per month in Arizona?Post

How much is car insurance per month in Arizona?

How much is car insurance per month in Arizona? That depends on a variety of factors. However, you can save money by requesting a de-insurance certificate in Arizona if you are not going to be driving your vehicle for a while. Most states have some sort of car insurance requirements in order to drive a...

How much is car insurance per month in Arizona? That depends...

Are car insurance settlements subject to income tax?Post

Are car insurance settlements subject to income tax?

Income tax laws are very complicated although most proceeds from car insurance claims are not categorized as taxable income. Any funds received from a car insurance company as part of an auto insurance claim for vehicle repairs are not taxable. Of course, you always want to check with your tax accountant in regards to funds...

Income tax laws are very complicated although most proceeds ...

Can I pay my car insurance premiums monthly?Post

Can I pay my car insurance premiums monthly?

Almost all car insurance companies have flexible payment plans for policyholders who wish to pay their car insurance premiums on a monthly basis. However, there are advantages and disadvantages to these payment plans and its worth understanding how monthly premium payments work. Car insurance is a mandatory element of owning a car and while car...

Almost all car insurance companies have flexible payment pla...

How much is car insurance per month?Post

How much is car insurance per month?

Car insurance quotes can change vastly from one car insurance company to another so how do you understand how much car insurance is per month before buying a car? Sadly, this question is more commonly asked after drivers purchase a vehicle than before. Car insurance rates depend on some factors. Some of these variables are...

Car insurance quotes can change vastly from one car insuranc...

How much is car insurance per month in California?Post

How much is car insurance per month in California?

Drivers in California are required to maintain a certain level of car insurance coverage to make sure they have the financial means to pay for any auto accident damages or injuries they may cause. Accidents can be very expensive, and even a minor fender bender can cost thousands of dollars in repairs, not to mention...

Drivers in California are required to maintain a certain lev...

How can I add an additional driver to my car insurance policy?Post

How can I add an additional driver to my car insurance policy?

When you purchase a car insurance policy it doesn’t mean it has to be fixed in stone. If you are thinking about adding someone to your car insurance policy, it’s a relatively easy process that takes just a couple of minutes to do. There are some important things to know about car insurance companies. First,...

When you purchase a car insurance policy it doesn’t mean i...

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