Can a car insurance company refuse to pay out?

Car insurance companies can refuse to pay out claims, but the denials must have a valid reason. If your claim is denied for no reason or a reason you feel is unfair, you can appeal. You can also change car insurance companies by using a comparison tool to shop for better coverage with a different…

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How long do you need to keep car insurance records?

Record retention is something that just about every single person struggles with from time to time. Just how long should you keep a bill around after it has been paid in case there was an error? How long do you retain something such as your insurance documentation? Some documents are easy must-keeps, things like your…

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When to Report an Accident to Insurance

When driving across the highways and byways, the last thing on your mind is an accident. You may enjoy traveling and seeing the sights, and you may even be a careful driver, but, once in awhile, an accident can happen. That’s why it’s so important to have adequate insurance coverage so that you will be…

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Will scratches be covered by car insurance?

Auto insurance exists to help you cover damage to your car after an accident or another unforeseen event. When a car needs repairs, the first thing you may do is reach for the top phone file a claim, but not all damage will be covered. Additionally, filing the claim may work against you if it…

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Can my car insurance claim be canceled?

When you buy an insurance policy, the purpose of having the coverage is to protect your finances when you experience a loss. As a policyholder, you’re free to file a claim against the coverage options that you pay for so that you can get help to pay for repairs and other related expenses. If you’ve…

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Do you have to fix your car with insurance money?

After you receive money from the insurance company for damage to your car, you may consider whether it is necessary to take the money to have the car repaired. If you choose to pocket the money, you are taking a risk in the event of a future accident and may not be able to sell…

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How do I claim insurance when someone hits my car?

Filing an insurance claim can be a simple process, or it can end up being more complicated depending on what information you do or do not have. Anytime someone hits your car, it is important to get as much information as possible about the driver and the vehicle. Depending on the state, there many be…

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What do car insurance adjusters do?

Getting into an accident is never a happy time for anybody, but having auto insurance will definitely take care of the tedious tasks and help you to feel at ease. How will insurance help you? As you deal with an accident and try to erase all the damage done, the insurance adjuster will be your…

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If my car is totaled, what will insurance pay?

When you file a liability auto insurance claim, you know that your policy is only going to pay up to the limits that you carry for third-party damages. The Bodily Injury and Property Damage limits are written clear as day on your declarations page and the document shows how much the carrier will pay for medical…

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