Why is my insurance claim being investigated?

Filing an insurance claim should be a relatively easy process. If someone hits your car and he/she is at fault, submitting a claim to the other driver’s insurance company would be the established process. When filing a claim for collision or comprehensive insurance, a driver seeks to recover damages to his/her own car and/or property…

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Car accident, should I go through my insurance or theirs?

It’s important to take all of the right steps after you have an accident. Just one misstep and you could be forced to deal with claims delays or paying for your repair shop costs all on your own. This is why anyone who has a license should know what to do after an accident before they…

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Should you settle a car accident without insurance?

You pay for insurance each and every month in hopes that you won’t have to use it. When the time comes where you must file a claim, you have that little voice in the back of your head that tells you not to make the call out of fear that your rates will go up….

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Does auto insurance cover bicycle accidents?

If more people chose to ride their bikes to and from work it would save the world an estimated $24 trillion by 2050. Currently, only about seven percent of commuters choose to get to and from the office by bike. Even with only a small proportion of commuters in the US commuting by bike, cyclist…

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Does car insurance cover accidents on private land?

When car accidents occur on main roadways, the police will come to the scene immediately to cover the accident. It is their responsibility to respond to any accident that occurs on the roadways whether it is a major highway or a side road. But when an accident occurs on private property, it becomes a more complicated…

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How to Write an Appeal Letter for a Car Insurance Claim

Car insurance is there to protect you from unforeseen financial distress due to an accident, theft, or damage. You purchase car insurance for the purpose of protecting your interests and avoiding huge financial or legal penalties because you would have to pay out-of-pocket expenses. Filing a claim is the process by which you can get…

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Can car insurance companies check my phone records?

Car insurance companies usually do not request phone records unless they suspect insurance fraud or a lawsuit has been filed against you and your insurance company. If you have recently filed a claim and your car insurance company is requesting your phone records, you must decide whether or not to provide that information and if…

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Can you cancel car insurance after an accident?

Auto insurance is a product that you don’t want to pay for when you’re billed but that you’re thankful that you have when you need it. After an accident without the right coverage, you quickly realize how important it is to carry sufficient insurance on your vehicle. If you are curious about how to cancel…

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Will insurance cover my car being keyed?

Like many responsible drivers, you might park your car in a well-lit area every day. You always lock your vehicle and have an activated anti-theft alarm installed. Even with these precautions in place, it won’t stop a vandal from potentially damaging the outside of your car. But will insurance cover your car being keyed?  Most…

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