Why do I have to renew my car insurance every six months?

When you purchase a car insurance policy, you agree to a pre-determined term for six months. The premium can be paid in full at the beginning of the term or can be divided into monthly payments. Regardless of how often you pay, your policy will still renew at the end of the term and depend…

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Will my car insurance cover a broken booster seat?

When you are driving around with children in the car, there are so many things to remember and so many distractions that sometimes, important tasks can fall through the cracks, like fixing a broken booster seat. In an effort to prevent a bigger problem in the future, many car insurance companies will pay to fix…

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Why is my car insurance claim denied?

As if getting into a fender bender isn’t bad enough, the added worry of your claim being denied can be devastating. This is especially true when you are named the at-fault party in the accident. However, how and why do car insurance companies sometimes deny a claim? There are several reasons your claim could be…

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What is a total loss car accident?

When an individual makes a car insurance claim the car insurance company must decide whether it is worth the money to spend on repairs. While the car may not visually appear to be a total loss, the designation means it’s cheaper for the insurance company to pay for replacement than try to repair the vehicle….

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Who is at fault in a car accident?

Determining who is at fault in a car accident is one of the biggest issues when someone is filing a claim against another person. The toughest predicament is that car insurance companies are not present when the accident occurred. Because of this, they can never determine themselves whether the claim puts the correct person at…

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How much is car insurance for a Ford Fusion Hybrid?

According to the Environmental Protection Agency, the 2011 Fusion Hybrid gets 41 city/39 highway mpg, and the 2012 Fusion Hybrid is expected to feature similar ratings. The EPA explains that a typical driver can expect to pay about $1,317 for gas and use about 8.8 barrels of oil annually. The gas-powered Fusion uses over 12…

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What is a low mileage car insurance policy?

Drivers are always looking for ways to save money on car insurance. Some drivers skimp on coverage and get only the bare minimum liability insurance, leaving them underinsured in the event of a collision. Other drivers might qualify for significant discounts based on their driving history or other factors. A low-mileage car insurance policy is…

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How much is full coverage car insurance per month?

Car insurance rates vary depending on some things, but one of the biggest factors is what type of car insurance you choose to buy. While all states have minimum car insurance requirements, most drivers opt for full coverage car insurance, and when you read about the average cost of car insurance, it’s typically the cost…

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