Does auto insurance cover pothole damage?

Every city all across the United States has difficulties in keeping up with road maintenance. Roads get worn down over time, and the weather can be brutal, as can basic wear and tear that vehicles cause to roads. What happens, though, when your car is the victim of a damaged roadway? If you strike a…

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Does car insurance cover accidents on private land?

When car accidents occur on main roadways, the police will come to the scene immediately to cover the accident. It is their responsibility to respond to any accident that occurs on the roadways whether it is a major highway or a side road. But when an accident occurs on private property, it becomes a more complicated…

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Can I change my car insurance after an accident?

Buying car insurance is relatively easy. Requesting quotes requires little more than putting forth some basic personal identifying information and details associated with one’s driving history. Ultimately, an insurance company is a service provider in competition with other similar enterprises. This is why online comparison shopping consistently reveals competitive rates. The insurance companies want to…

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Are passengers covered by my car insurance?

No one ever expects that driving around with passengers could put them at risk of being sued. You know your own family won’t take you to court after an accident, but it’s possible that your not-so-friendly friends could. If you drive friends, family, or your children’s friends around town, it’s best to know how your…

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What happens when insurance writes off your car?

If your car is involved in a serious car accident, then the vehicle may have sustained enough physical damage to require repairs that exceed a certain percentage of the value of the vehicle. At this point, the car insurance company could declare that your car or truck is a total loss or a write-off. You…

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Why are car insurance quotes so different?

Shopping for car insurance can be an overwhelming process. The sheer number of options can leave anyone’s head spinning. When comparing quotes many consumers find that the prices and coverage that they are offered varies greatly between insurers. Insurance companies use various techniques and models to determine the risk of insuring each customer. In order…

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How does a car insurance claim work?

When you are involved in an accident, one of the first things that may come to mind is filing a claim. If you are at-fault for the accident, then you may be wondering how the claim process works with your insurance provider. If you’re not at-fault for the accident, then you may be curious about…

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Can I claim lost car keys on insurance?

Having your car keys lost or stolen can be a very expensive and frustrating experience. The cost to replace your keys can be very high, especially if you have an automatic key set or any type of smart function on your keys that must be programmed to your car. The price that a dealership will…

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Can my car insurance claim be canceled?

When you buy an insurance policy, the purpose of having the coverage is to protect your finances when you experience a loss. As a policyholder, you’re free to file a claim against the coverage options that you pay for so that you can get help to pay for repairs and other related expenses. If you’ve…

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