How much is car insurance for a Dodge Dakota?

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In a nutshell...
  • Dodge produced the Dakota truck from 1987 through 2009
  • For the similar 2010 model, the Dakota earned five stars for front driver and passenger crashes
  • Your age, driving record, credit score, and location can substantially affect your insurance premiums

The Dodge Dakota is a midsize pickup truck that combines the best of full size and compact truck features into one sturdy, no-nonsense working vehicle.

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The Dakota’s Appeal to Truck Buyers

Since 2010, the Dodge Dakota has been marketed as part of Chrysler’s Ram Truck lineup even though it still uses the Dodge insignia on its tailgate.

Dodge produced the Dakota truck from 1987 through 2009, and to most loyal owners Dakota’s association with the Dodge brand is strong and enduring.

Big changes will be coming to the entire Chrysler lineup over the next few years, including a planned replacement for the Dakota. However, not everyone wants or needs a full-size truck, so the midsize Dakota is still a favorite for many.

As the first midsize pickup truck, the Dakota always struck a balance between full size and small pickup trucks available from North American and Japanese manufacturers.

It was the first compact to offer an optional V8 engine and has always been a leader in towing and payload capacity in the smaller truck category, as well as offering ample seating and storage compartments.

The Dakota’s brand emphasizes traditional truck values such as power and industrial utility while adding in judicious amounts of comfort and technology to maintain an up-to-date presence.

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Reviews and Specs for the Dakota

In addition to praising its maximum towing capacity of over 7000 pounds, reviewers like the innovative storage compartments that prevent gear from rolling around the cabin.

Higher trim levels offer MyGig, an infotainment system with voice-activated GPS and an LCD Screen, as well as an upgraded stereo system and satellite radio.

Cars.com likes the quiet, roomy cabin, but, like several other reviewers, note that the interior materials are not especially refined.

U.S. News & World Report ranks the Dakota in the top five of its compact pickup truck category but calls attention to a relatively high sticker price starting at $23,110 for the base model.

How much is car insurance per month?

Most reviews and even Chrysler’s own marketing materials point to a no-nonsense, tough, roomy working truck that does many of the same jobs as a full-size pickup but in a slightly smaller and more fuel-efficient package.

The Dakota’s fuel efficiency is not especially impressive within the compact truck class but compares well to full-size truck alternatives.

Unlike the seemingly endless configurations available with other compact pickups such as the Toyota Tacoma, the Dakota keeps things relatively simple by offering only an extended cab or a crew cab on the same base dimensions.

The base engine is a 3.7-liter V6 with 210 horsepower, and the available V8 is a 4.7-liter with 302 horsepower. Three trim levels come with a choice of two or four-wheel drive.

The standard four-speed automatic transmission can be upgraded on upper trims to a five-speed automatic. Each trim level includes a menu of features and fittings appropriate to its price point, from no-frills to fully-outfitted.

Dodge Dakota Safety Features and Ratings

For 2011, the Dakota gets anti-lock brakes and side curtain airbags for the first time.

Additional safety features include multi-stage front airbags, side airbags, tire pressure monitoring, and power transfer capability to all wheels in the four-wheel drive system.

For the similar 2010 model, the Dakota earned five stars for front driver and passenger crashes as well as for side-impact driver and passenger protection; it received four stars for rollover.

Insurance Institute for Highway Safety evaluations was in some cases less impressive; however, this does not appear to have had a substantial impact on average insurance premiums, which are discussed below.

With a sturdy body-on-frame construction, full complement of airbags, and no recent recalls according to Automotive.com, the Dakota appears to be a reasonably safe truck to drive.

How much is car insurance for the Dodge Dakota?

The cheapest sources cite national average insurance premiums for the Dakota between approximately $925 and $1150 annually.

Several other sources estimate higher averages, with higher-end trims, four-wheel drive and flex-fuel models approaching $1300 to $1600 annually.

Even these more expensive estimated averages compare well with those of other compact pickup trucks and contribute to reasonable ownership costs over time.

Your age, driving record, credit score, and location can substantially affect your insurance premiums, as can annual mileage, multi-policy bundling, and applicable incentives and deals.

Check with each insurer you’re considering to see if available discounts could lower your insurance costs.

It’s a good idea to become familiar with car insurance average rates in your state, as car insurance in some areas of the country can cost on average two or three times more than in other regions.

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