Car Insurance Basics

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What happens to a car insurance policy when someone dies?Post

What happens to a car insurance policy when someone dies?

When someone dies, it’s important to know what happens to a car insurance policy and what needs to be done. The policy is no longer valid the way it is because the named policyholder is no longer living. It may seem crass to focus on car insurance when someone dies, but it helps to keep...

When someone dies, it’s important to know what happens to ...

Do your car insurance and registration have to be under the same name?Post

Do your car insurance and registration have to be under the same name?

Car insurance is a financial product with personalized pricing. Since everyone pays a different rate for their coverage, shopping the market to find the best rates is crucial. By contacting agents or getting auto insurance quotes online, you’ll have the tools that you need to pay the lowest rate for your coverage. It’s very important...

Car insurance is a financial product with personalized prici...

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What happens if my car insurance has expired?Post

What happens if my car insurance has expired?

When you buy auto insurance to either comply with the law or to protect your vehicle, it’s important to pay attention to the term that you select. While many people keep their insurance through the same carrier for extended periods of time, the policy doesn’t automatically stay in force when it’s set for renewal. You must...

When you buy auto insurance to either comply with the law or...

What happens when insurance writes off your car?Post

What happens when insurance writes off your car?

If your car is involved in a serious car accident, then the vehicle may have sustained enough physical damage to require repairs that exceed a certain percentage of the value of the vehicle. At this point, the car insurance company could declare that your car or truck is a total loss or a write-off. You...

If your car is involved in a serious car accident, then the ...

How do I test drive a car without insurance?Post

How do I test drive a car without insurance?

If you go to test drive a car, the process will depend on whether you go to a standard car dealership or a private seller. Things will probably be more formal at a car dealership, but you will not necessarily be required to show proof of current car insurance at the test drive stage. If...

If you go to test drive a car, the process will depend on wh...

How do you know when your car insurance is due?Post

How do you know when your car insurance is due?

Have you ever been late on a bill payment simply because you forgot to send in your payment? While being just a few minutes late on a credit card bill or a car payment will only result in a small late fee, your forgetfulness can cost you a significant amount of money if you don’t...

Have you ever been late on a bill payment simply because you...

How does an insurance company determine the value of a car?Post

How does an insurance company determine the value of a car?

You buy insurance to help protect you from financial hardship after an incident. If you elect to carry full coverage, you’re able to file a claim for covered damages to your own vehicle against your own policy. While having a full coverage policy can be a have safeguard, it’s important to know how much your...

You buy insurance to help protect you from financial hardshi...

What do I need to get car insurance?Post

What do I need to get car insurance?

Auto insurance is just one of those things that you’ll have to buy when you own a car. If you’re in the majority of consumers in America, you rely on your car to get you to and from work, the store, and school. One of the largest expenses you’ll have to cover when you own...

Auto insurance is just one of those things that you’ll...

Will my credit score affect my car insurance?Post

Will my credit score affect my car insurance?

Did you know car insurance companies look at your credit score when you request a policy? Insurance companies examine your credit to determine your risk.  But how much is car insurance based on credit? Don’t worry – we’re here to help.  Our guide explains how your credit score affects auto insurance rates and why your...

Did you know car insurance companies look at your credit sco...

What is a lapse in car insurance?Post

What is a lapse in car insurance?

If you have a lapse in car insurance coverage, it means that you do not have the car insurance that you are required to have under state law. Unless you are not planning to drive a car on any public roads, a lapse in auto insurance is technically against the law and can result in...

If you have a lapse in car insurance coverage, it means that...

What is a non-owner auto policy?Post

What is a non-owner auto policy?

Owning a vehicle has moved from a necessity to a luxury for some people, but that doesn’t always mean you won’t be driving. With the popularity of car-sharing services, as well as the likelihood that you have friends or family with a car, you may still need insurance coverage. Whether you’re renting a car, borrowing...

Owning a vehicle has moved from a necessity to a luxury for ...

Does it cost more to add a car to your insurance?Post

Does it cost more to add a car to your insurance?

If you have recently added a new car to your family or are thinking about doing so, you may be wondering how much it will set you back. The good news is that no matter how many cars you need to insure, you can find the best rates by using a car insurance price comparison...

If you have recently added a new car to your family or are t...

Do you need insurance to sell your car?Post

Do you need insurance to sell your car?

Thousands of vehicle owners sell their cars on the private market every month. While some individuals prefer the convenience of trading their cars in, consumers who aren’t in a rush can get more for their cars if they list the vehicle in classified ads or online. One of your obligations is to keep insurance on...

Thousands of vehicle owners sell their cars on the private m...

How does an insurance adjuster value a car?Post

How does an insurance adjuster value a car?

Consumers often focus so much on searching for an auto insurance policy that they can afford to pay for that they overlook how important it is to know how much their insurance will pay for a loss. If you don’t know how much protection you have for your car, it’s hard to justify the expense....

Consumers often focus so much on searching for an auto insur...

Are my car insurance premiums tax deductible?Post

Are my car insurance premiums tax deductible?

The tax deduction of car insurance premiums is based on the IRS’ tax code. If you are a business owner, make sure your rates are competitive. The information listed here is designed to give a broad overview of when car insurance premiums may be tax deductible. Enter your zip code into our comparison tool above! Exceptions...

The tax deduction of car insurance premiums is based on the ...

Are auto insurance quotes accurate?Post

Are auto insurance quotes accurate?

Auto insurance isn’t a product that you can buy at your local market. Since rates are personalized, a company can’t just put a sticker on a package and advertise that they have the lowest-priced policies in the industry. Instead, anyone who’s interested in buying a product through the company must solicit a quote to find...

Auto insurance isn’t a product that you can buy at you...

What are the two main types of car insurance?Post

What are the two main types of car insurance?

Auto insurance coverage can be divided into two main categories. These two categories are coverage for damage to property and coverage for bodily injury. Enter your zip code above for FREE car insurance quotes today! Other Types of Coverage There are multiple types of coverage within these broad categories other than property and bodily injury. There...

Auto insurance coverage can be divided into two main categor...

How do I check car insurance status?Post

How do I check car insurance status?

Because having valid and current car insurance is a requirement in almost every state to own a vehicle, it is important to make sure that your insurance status is current. If you do not have the information on your insurance policy, you can contact the department of motor vehicles in your state to find out whether...

Because having valid and current car insurance is a requirem...

Do I have to own a car to get insurance?Post

Do I have to own a car to get insurance?

Owning a car is not always a necessity, but that doesn’t mean you won’t need insurance. Many people borrow cars from their friends or family members, meaning that you need to make sure you are protected in the event of an accident. Whether you’re borrowing a car, renting a car, or using a car sharing...

Owning a car is not always a necessity, but that doesn’...

What happens when a car is totaled by the insurance company?Post

What happens when a car is totaled by the insurance company?

Finding out that your car has been declared a total loss, often referred to as being totaled, can be an upsetting experience. However, there are a few things that happen once a car has been declared a total loss. Depending on the extent of the damages and the age of your vehicle, you may have...

Finding out that your car has been declared a total loss, of...

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