Why are car insurance quotes so different?

Shopping for car insurance can be an overwhelming process. The sheer number of options can leave anyone’s head spinning. When comparing quotes many consumers find that the prices and coverage that they are offered varies greatly between insurers. Insurance companies use various techniques and models to determine the risk of insuring each customer. In order…

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What is a non-owner auto policy?

Owning a vehicle has moved from a necessity to a luxury for some people, but that doesn’t always mean you won’t be driving. With the popularity of car-sharing services, as well as the likelihood that you have friends or family with a car, you may still need insurance coverage. Whether you’re renting a car, borrowing…

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Can I claim lost car keys on insurance?

Having your car keys lost or stolen can be a very expensive and frustrating experience. The cost to replace your keys can be very high, especially if you have an automatic key set or any type of smart function on your keys that must be programmed to your car. The price that a dealership will…

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Does it cost more to add a car to your insurance?

If you have recently added a new car to your family or are thinking about doing so, you may be wondering how much it will set you back. The good news is that no matter how many cars you need to insure, you can find the best rates by using a car insurance price comparison…

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Will scratches be covered by car insurance?

Auto insurance exists to help you cover damage to your car after an accident or another unforeseen event. When a car needs repairs, the first thing you may do is reach for the top phone file a claim, but not all damage will be covered. Additionally, filing the claim may work against you if it…

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What are the two main types of car insurance?

Auto insurance coverage can be divided into two main categories. These two categories are coverage for damage to property and coverage for bodily injury. Enter your zip code above for FREE car insurance quotes today! Other Types of Coverage There are multiple types of coverage within these broad categories other than property and bodily injury. There…

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Can I buy car insurance for a week?

Auto insurance policies are sold in terms. When you’re buying a standard auto insurance policy, you have no option but to choose between a six-month policy and a 12-month policy. Unfortunately for consumers in the traditional marketplace, not everyone needs coverage for six months or 12 months at a time. While standard policies aren’t sold…

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Can I buy car insurance for one day?

Traditional insurance policies require time to underwrite and issue. One of the reasons that policies can take up to 30 days to issue is because the company must run reports and verify the information that you provided to set an adequate rate. Unfortunately, for consumers who need short-term coverage, the time it takes to issue…

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Do I have to own a car to get insurance?

Owning a car is not always a necessity, but that doesn’t mean you won’t need insurance. Many people borrow cars from their friends or family members, meaning that you need to make sure you are protected in the event of an accident. Whether you’re borrowing a car, renting a car, or using a car sharing…

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What happens when a car is totaled by the insurance company?

Finding out that your car has been declared a total loss, often referred to as being totaled, can be an upsetting experience. However, there are a few things that happen once a car has been declared a total loss. Depending on the extent of the damages and the age of your vehicle, you may have…

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