What factors affect car insurance rates?

Many people are complacent when choosing car insurance. They renew their insurance every time without determining if it is the best rate for their situation. Today, however, comparing auto insurance rates is simple if you use the right tools. Before purchasing or renewing an auto insurance policy, use our FREE online price comparison tool to…

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When should I remove collision from my car insurance?

Collision coverage is often used when your car is involved in an accident with an object in the road or another driver. In these situations, your collision coverage can help to get your car repaired and working like before. There are good reasons to keep collision coverage active on your policy. Enter your zip code…

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Will my car insurance cover stolen property?

Personal belongings are often left in your car when you run an errand, head to a meeting, or grab some lunch with a friend. However, in the unfortunate event that your car is stolen or broken into, your personal property that was stolen may not be covered. In the event your personal property is stolen,…

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How do multi-car insurance policies work?

When you’re shopping for auto insurance, your mission is to find the lowest rates for the most comprehensive coverage. One way to find low rates is to qualify for discounts. By combining your auto insurance on all of your private passenger cars with the same carrier, you can reduce your premiums by qualifying for the…

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Can I buy car insurance under my parent’s name?

You cannot buy car insurance under your parent’s name, but you may have the option of having your name added to your parent’s car insurance policy. The policy would still be owned by your parents and under their name, but you would receive coverage as an additional driver on the system. For many young drivers,…

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Will driving school lower my car insurance rates?

Driving school or what is better known as driver’s education is a class or program that some states require teen drivers to participate in. These classes prepare drivers for their learner’s permit and/or driver’s license. Many car insurance companies look favorably on customers who undergo driving school. They see this as a way to encourage better driving,…

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What car insurance discounts does Liberty Mutual offer?

Liberty Mutual Insurance Company is part of the Liberty Mutual Group, a widespread firm which offers automobile, homeowners, workers compensation, and commercial insurance products. If you have insurance with Liberty Mutual, there are several discounts which you may have available to you and which you should talk to your agent about immediately. These discounts can…

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What is the book value of a vehicle?

Your age, driving record, and where you live all affect the rate that you’re going to pay for your car insurance. However, one thing that many people do not consider when they are shopping for car insurance is the book value of a vehicle, which can have as much impact as any other factor on…

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What car insurance companies offer high risk car insurance?

Drivers who fall into the high-risk category can often feel like they only have a couple car insurance companies to choose from however this is not always the case. There are many car insurance companies who offer high-risk auto insurance, even some of the well-known market leaders. While it is true that high-risk drivers pay…

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What are distracted driver laws?

Distracted driving takes many forms and poses a serious risk to drivers of all ages and walks of life. Although the introduction of the mobile phone certainly initiated the debate about the consequences of distracted driving, it has been the popularity and dangers of text messaging and social media use while driving that has forced…

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