Can an insurance company take my car?

An insurance company might label your car a total loss if the cost to repair it to its pre-damaged state surpasses the vehicle’s actual cash value or worth. Even though insurers follow certain state laws, they are also allowed to set their own guidelines for totaled vehicles. What this means is that an insurance company…

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Can you cancel car insurance after an accident?

Auto insurance is a product that you don’t want to pay for when you’re billed but that you’re thankful that you have when you need it. After an accident without the right coverage, you quickly realize how important it is to carry sufficient insurance on your vehicle. If you are curious about how to cancel…

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If a tree falls on my car, does insurance cover it?

Understanding your insurance coverage is an important part of being a responsible driver. Making sure you have the required insurance types and amounts can help protect you both financially and legally. Using a car insurance price comparison tool online can help ensure that you are paying the best price possible for the coverage you need….

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Can you claim car insurance as a business expense?

Choosing to classify your car insurance as a business expense is not a simple process; there are different stipulations you must meet before you can claim it as such. If you have car insurance that you use for business reasons, make sure that you carry the correct insurance that meets your business needs. It’s important…

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Are passengers covered by my car insurance?

No one ever expects that driving around with passengers could put them at risk of being sued. You know your own family won’t take you to court after an accident, but it’s possible that your not-so-friendly friends could. If you drive friends, family, or your children’s friends around town, it’s best to know how your…

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Will insurance cover my car being keyed?

Like many responsible drivers, you might park your car in a well-lit area every day. You always lock your vehicle and have an activated anti-theft alarm installed. Even with these precautions in place, it won’t stop a vandal from potentially damaging the outside of your car. But will insurance cover your car being keyed?  Most…

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Can someone else carry insurance on my car?

Carrying up-to-date car insurance is one of the responsibilities that come with car ownership. In general, if you are the registered owner of a vehicle, you will be responsible for purchasing insurance coverage. However, there are a few situations where someone else might carry insurance on your vehicle. Make sure you have the coverage you…

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Can a minor get car insurance?

It’s not common that a minor wants to buy their own insurance policy. While most teens do want their independence, they want it in ways that won’t cost them a significant amount of money. Since auto insurance costs for teens who have just recently been licensed are high under any circumstance, they are even higher…

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Can you leave a car parked on the street without insurance?

Having insurance is a must when you own a car. If you want to enjoy the freedom of owning your own car, you’ll have to pay for the vehicle and for insurance expenses so that you’re always in compliance with state law. That coverage that you purchase, no matter how minimal the limits are, will…

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