Can a minor get car insurance?

It’s not common that a minor wants to buy their own insurance policy. While most teens do want their independence, they want it in ways that won’t cost them a significant amount of money. Since auto insurance costs for teens who have just recently been licensed are high under any circumstance, they are even higher…

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Am I covered under my parents’ car insurance?

Parents can be very protective when kids go from being young adolescents to self-sufficient teens who are on the verge of becoming adults. A parent with a licensed teen in the home has to worry about both the health and safety of their child and the health of their financial status. That’s why it’s important…

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Do I have to add my teenager to my car insurance?

Having a baby may be a lot of work, but having a teenager is more work than most parents expect. As soon as you become a parent, you plan for the future and imagine how your child will change over the years. Unfortunately, the years fly by and your little one starts to become a…

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Does having a child affect your car insurance?

Having a baby changes virtually every aspect of your life. You know that your life will revolve around sleepless nights and diapers for the next couple years, but did you know that everything down to your auto insurance will be affected? With a new baby in the home, it’s important to review your insurance, but…

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Can I buy car insurance under my parent’s name?

You cannot buy car insurance under your parent’s name, but you may have the option of having your name added to your parent’s car insurance policy. The policy would still be owned by your parents and under their name, but you would receive coverage as an additional driver on the system. For many young drivers,…

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Are my kids covered under my car insurance?

When your children are ready to begin learning how to drive, your car insurance will cover them in most cases. That coverage will change, however, when the child earns his or her driver’s license. At that point, the child will have to be added to your policy at an additional expense if he remains living…

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What are distracted driver laws?

Distracted driving takes many forms and poses a serious risk to drivers of all ages and walks of life. Although the introduction of the mobile phone certainly initiated the debate about the consequences of distracted driving, it has been the popularity and dangers of text messaging and social media use while driving that has forced…

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How can I add an additional driver to my car insurance policy?

When you purchase a car insurance policy it doesn’t mean it has to be fixed in stone. If you are thinking about adding someone to your car insurance policy, it’s a relatively easy process that takes just a couple of minutes to do. There are some important things to know about car insurance companies. First,…

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