What is the average cost to repair a car?

Were you in an accident recently? Have you recently had to ask, “How much does it cost to repair a car?” As you look around for estimates, you may be anxious about the cost of repairs.  Some repairs can cost $500 after an accident. As you may have already guessed, some car accidents produce more…

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Will my car insurance cover engine damage?

Unless you have a rider specifically added to your car insurance policy to cover engine damage, the odds are your insurance will only cover a damaged engine if the engine damage was the result of a traffic accident. In other words, your car insurance will not cover normal breakdowns and failure from wear and tear….

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Will driving school lower my car insurance rates?

Driving school or what is better known as driver’s education is a class or program that some states require teen drivers to participate in. These classes prepare drivers for their learner’s permit and/or driver’s license. Many car insurance companies look favorably on customers who undergo driving school. They see this as a way to encourage better driving,…

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Who are the best car insurance companies?

The best car insurance companies are those that offer competitive pricing, reliable coverage, and great customer service but there are some which far exceed others regarding price, customer service, and reputation. Every state in the union requires motorists to carry some form of liability insurance protection. With more than 260 million passenger vehicles registered in…

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Who are the top car insurance companies in California?

When comparing auto insurance, the California Department of Insurance (CDI) has a list of top car insurance companies in the state, according to market share. However, just because a company has a large portion of the market does not mean that the company is financially stable or provides quality service to its customers. A.M. Best…

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Why is car insurance more expensive for men?

Many people may be surprised to learn that car insurance premiums are higher for men than for women. All other things being equal, men will pay at least slightly more on their insurance premiums but why is car insurance more expensive for men? Insurance companies appreciate the business of drivers who will not cost them…

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What car insurance discounts does Liberty Mutual offer?

Liberty Mutual Insurance Company is part of the Liberty Mutual Group, a widespread firm which offers automobile, homeowners, workers compensation, and commercial insurance products. If you have insurance with Liberty Mutual, there are several discounts which you may have available to you and which you should talk to your agent about immediately. These discounts can…

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What are my Allstate car insurance options?

Allstate, one of the nation’s largest property and casualty insurers, is a company that believes in offering unique and exciting auto insurance options to its customers. Allstate has a variety of coverage options which will allow you to custom-fit your policy to your insurance needs.  But finding the right policy takes more than simply choosing…

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What is a preferred risk driver?

When shopping for car insurance, you may see a great deal of industry jargon as well as advertising terms that you may not understand. “Preferred Risk” may be one of those terms. Preferred Risk is an industry term for what car insurance companies advertise as “Good Driver Discounts.” Basically, a Preferred Driver is one who…

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What is the book value of a vehicle?

Your age, driving record, and where you live all affect the rate that you’re going to pay for your car insurance. However, one thing that many people do not consider when they are shopping for car insurance is the book value of a vehicle, which can have as much impact as any other factor on…

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