Will my car insurance pay for an oil change?

Car insurance pays for damage to a vehicle caused by a sudden accidental loss, such as a collision or catastrophic weather event it does not provide coverage for vehicle maintenance. Auto insurance policies carry several types of coverage that apply to different situations, so it’s important to understand precisely what is covered by your plan….

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Does auto insurance cover aftermarket parts?

Most insurance companies cover the use of aftermarket parts to repair your car after it has been damaged in a car accident, and depending on the state, the repair shop may or may not have to disclose the use of aftermarket parts. If you want to ensure your repair bill is low, aftermarket parts may…

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What happens to a car insurance policy when someone dies?

When someone dies, it’s important to know what happens to a car insurance policy and what needs to be done. The policy is no longer valid the way it is because the named policyholder is no longer living. It may seem crass to focus on car insurance when someone dies, but it helps to keep…

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Car Insurance for Weekend Use

Car insurance for a weekend is cheaper because you’re driving a vehicle much less than the average motorist. The number of cars per household is on the decline in the U.S. The data gathered by the Bureau of Transportation indicates that the average U.S. household has more vehicles than drivers. The extra car could be…

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Can I add another car to my insurance policy?

When you decide to add another vehicle to your insurance policy, there are several factors that both you and your insurance carrier will consider. Each insurance carrier has a different set of rules and guidelines for adding vehicles and changing an existing policy, so it’s important that you work within the bounds of those rules….

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Can someone else carry insurance on my car?

Carrying up-to-date car insurance is one of the responsibilities that come with car ownership. In general, if you are the registered owner of a vehicle, you will be responsible for purchasing insurance coverage. However, there are a few situations where someone else might carry insurance on your vehicle. Make sure you have the coverage you…

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Can a car have two separate insurance policies?

It is not very common at all for there to be two auto insurance policies for the same car because it is prohibited by almost every major car insurance company in the U.S. Instead, the typical arrangement is for there to be one insurance company for every car registered to an individual owner. There is…

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What happens if my car insurance has expired?

When you buy auto insurance to either comply with the law or to protect your vehicle, it’s important to pay attention to the term that you select. While many people keep their insurance through the same carrier for extended periods of time, the policy doesn’t automatically stay in force when it’s set for renewal. You must…

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How long do you need to keep car insurance records?

Record retention is something that just about every single person struggles with from time to time. Just how long should you keep a bill around after it has been paid in case there was an error? How long do you retain something such as your insurance documentation? Some documents are easy must-keeps, things like your…

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Can police tell if you have car insurance?

It never pays to try to drive without the required amount of auto insurance coverage. Now, there are even more ways available to law enforcement officers for checking whether you have the required amount of auto insurance. If you are not insured right now, act quickly to get the insurance required in your state so that…

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