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PostPersonal belongings are often left in your car when you run an errand, head to a meeting, or grab some lunch with a friend. However, in the unfortunate event that your car is stolen or broken into, your personal property that was stolen may not be covered. In the event your personal property is stolen,...
Personal belongings are often left in your car when you run ...
PostAuto insurance policies are specifically designed to provide protection for damages caused to your vehicle or by your vehicle. This coverage type is designed to cover the car itself, not necessarily the individual driving it. If you have concerns about the insurance coverage another vehicle has, speak to the vehicle’s owner and make sure to...
Auto insurance policies are specifically designed to provide...
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PostIf you look at your insurance policy, it can be more than just a little confusing to understand who is covered to drive your car. Your declarations page will list who is listed on the policy as a rated driver, but that doesn’t mean that only primary and secondary operators are safe to drive your...
If you look at your insurance policy, it can be more than ju...
PostParents know that infant car seats are an expensive investment. A good car seat keeps your infant safe and secure, providing peace of mind that your child will be safe in the event of a car accident. If you are involved in a motor vehicle collision and your baby seat is damaged, you may be...
Parents know that infant car seats are an expensive investme...
PostCar insurance coverage can generally be divided into two types: liability and first-party. Liability coverage pays for damage caused to another person’s property. First-party coverage pays for loss on an insured vehicle. There are three types of first-party coverage that an auto policy can include: collision, comprehensive, and uninsured motorist. Depending on the cause of...
Car insurance coverage can generally be divided into two typ...
PostBy law, everyone must carry car insurance. However, the specifics of coverage do change from one policy to the next and understanding exactly what is covered can be daunting. Whether or not damage can be paid under an auto insurance policy is determined by the cause of the accident, and whether that cause correlates to...
By law, everyone must carry car insurance. However, the spec...
PostUnless you have a rider specifically added to your car insurance policy to cover engine damage, the odds are your insurance will only cover a damaged engine if the engine damage was the result of a traffic accident. In other words, your car insurance will not cover normal breakdowns and failure from wear and tear....
Unless you have a rider specifically added to your car insur...
PostWhen you are driving around with children in the car, there are so many things to remember and so many distractions that sometimes, important tasks can fall through the cracks, like fixing a broken booster seat. In an effort to prevent a bigger problem in the future, many car insurance companies will pay to fix...
When you are driving around with children in the car, there ...
PostMany car insurance companies have added roadside assistance programs to their coverage package but never assume a flat tire is covered. Some companies include coverage to assist with changing the tire, but they often do not pay for a new tire. Others charge additional fees or may not offer roadside coverage at all. Today, everyone...
Many car insurance companies have added roadside assistance ...
PostWhen your children are ready to begin learning how to drive, your car insurance will cover them in most cases. That coverage will change, however, when the child earns his or her driver’s license. At that point, the child will have to be added to your policy at an additional expense if he remains living...
When your children are ready to begin learning how to drive,...
PostIt depends on your situation, but not everyone needs full coverage car insurance. While full coverage is excellent to have since usually do not have to worry about paying anything out of pocket after you have paid your deductible, not all vehicles to warrant the extra expense. If you are on a budget or have...
It depends on your situation, but not everyone needs full co...
PostCar insurance rates vary depending on some things, but one of the biggest factors is what type of car insurance you choose to buy. While all states have minimum car insurance requirements, most drivers opt for full coverage car insurance, and when you read about the average cost of car insurance, it’s typically the cost...
Car insurance rates vary depending on some things, but one o...
PostIf you’re an insured driver and have a spouse, child, roommate, or friend who might get behind the wheel of your car, you’ve probably asked yourself this question: Who is covered under my car insurance policy? The most important thing to remember is this about non-owner car insurance: Each car insurance policy is unique, and...
If you’re an insured driver and have a spouse, child, ...
PostImagine parking your car in a safe enough spot on the street. There are plenty of lights around your vehicle and the neighborhood is one you’re familiar with, so there’s no harm or doubt that it will be as protected as it can. You go into the movie theater or attend a concert with ease,...
Imagine parking your car in a safe enough spot on the street...
PostHit and run accidents may be more common than you think. Whether your car is parked in a shopping parking lot or right outside of your apartment building, the chances of someone accidentally hitting your vehicle and then driving away without leaving you a note with their contact information are high. The question is, no...
Hit and run accidents may be more common than you think. Whe...
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