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Can auto insurance companies deny coverage?Post

Can auto insurance companies deny coverage?

If you own or drive a car, you likely know that you are required to obtain and keep auto insurance. However, there may be a lot you don’t know when it comes to this area of being a financially responsible driver. You may even be wondering if you can be denied coverage or how you...

If you own or drive a car, you likely know that you are requ...

Can you have car insurance from another state?Post

Can you have car insurance from another state?

The cost of car insurance can vary drastically from one region to another. In fact, people in Detroit, MI, will pay eight times more for the same coverage when compared to residents of Montgomery, AL. Before an insurance company can determine your premium, they have to know where you live and where the car is...

The cost of car insurance can vary drastically from one regi...

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Can I add another car to my insurance policy?Post

Can I add another car to my insurance policy?

When you decide to add another vehicle to your insurance policy, there are several factors that both you and your insurance carrier will consider. Each insurance carrier has a different set of rules and guidelines for adding vehicles and changing an existing policy, so it’s important that you work within the bounds of those rules....

When you decide to add another vehicle to your insurance pol...

Can someone else carry insurance on my car?Post

Can someone else carry insurance on my car?

Carrying up-to-date car insurance is one of the responsibilities that come with car ownership. In general, if you are the registered owner of a vehicle, you will be responsible for purchasing insurance coverage. However, there are a few situations where someone else might carry insurance on your vehicle. Make sure you have the coverage you...

Carrying up-to-date car insurance is one of the responsibili...

Can a minor get car insurance?Post

Can a minor get car insurance?

It’s not common that a minor wants to buy their own insurance policy. While most teens do want their independence, they want it in ways that won’t cost them a significant amount of money. Since auto insurance costs for teens who have just recently been licensed are high under any circumstance, they are even higher...

It’s not common that a minor wants to buy their own in...

Can a car insurance company refuse to pay out?Post

Can a car insurance company refuse to pay out?

Car insurance companies can refuse to pay out claims, but the denials must have a valid reason. If your claim is denied for no reason or a reason you feel is unfair, you can appeal. You can also change car insurance companies by using a comparison tool to shop for better coverage with a different...

Car insurance companies can refuse to pay out claims, but th...

Can a car have two separate insurance policies?Post

Can a car have two separate insurance policies?

It is not very common at all for there to be two auto insurance policies for the same car because it is prohibited by almost every major car insurance company in the U.S. Instead, the typical arrangement is for there to be one insurance company for every car registered to an individual owner. There is...

It is not very common at all for there to be two auto insura...

Can you leave a car parked on the street without insurance?Post

Can you leave a car parked on the street without insurance?

Having insurance is a must when you own a car. If you want to enjoy the freedom of owning your own car, you’ll have to pay for the vehicle and for insurance expenses so that you’re always in compliance with state law. That coverage that you purchase, no matter how minimal the limits are, will...

Having insurance is a must when you own a car. If you want t...

Am I covered under my parents’ car insurance?Post

Am I covered under my parents’ car insurance?

Parents can be very protective when kids go from being young adolescents to self-sufficient teens who are on the verge of becoming adults. A parent with a licensed teen in the home has to worry about both the health and safety of their child and the health of their financial status. That’s why it’s important...

Parents can be very protective when kids go from being young...

Can car insurance companies charge a cancellation fee?Post

Can car insurance companies charge a cancellation fee?

There is nothing stopping you from being able to cancel your auto insurance coverage with your current provider, but they may be able to charge you a small fee for canceling your policy. If there is a cancellation fee that is typically charged by your auto insurance provider, this amount will be listed in your...

There is nothing stopping you from being able to cancel your...

Can car insurance be suspended?Post

Can car insurance be suspended?

You’re allowed to cancel your insurance at any time and for any reason. Even though it’s an option, it’s not always in your best interest to terminate your plan when you don’t need insurance for weeks or months. You may be able to cancel some of the coverage on your policy instead of canceling your...

You’re allowed to cancel your insurance at any time an...

Can I get a refund if I cancel my car insurance?Post

Can I get a refund if I cancel my car insurance?

When you go shopping at small retail stores you’ll see “No Refunds” signs plastered all throughout the store. While it’s not a good policy, it’s one that retailers can follow if they desire. The problem with not allowing customers the option to return or exchange items that they buy is that you’re not going to...

When you go shopping at small retail stores you’ll see...

What happens if my car insurance has expired?Post

What happens if my car insurance has expired?

When you buy auto insurance to either comply with the law or to protect your vehicle, it’s important to pay attention to the term that you select. While many people keep their insurance through the same carrier for extended periods of time, the policy doesn’t automatically stay in force when it’s set for renewal. You must...

When you buy auto insurance to either comply with the law or...

What happens when insurance writes off your car?Post

What happens when insurance writes off your car?

If your car is involved in a serious car accident, then the vehicle may have sustained enough physical damage to require repairs that exceed a certain percentage of the value of the vehicle. At this point, the car insurance company could declare that your car or truck is a total loss or a write-off. You...

If your car is involved in a serious car accident, then the ...

How do I test drive a car without insurance?Post

How do I test drive a car without insurance?

If you go to test drive a car, the process will depend on whether you go to a standard car dealership or a private seller. Things will probably be more formal at a car dealership, but you will not necessarily be required to show proof of current car insurance at the test drive stage. If...

If you go to test drive a car, the process will depend on wh...

How long do you need to keep car insurance records?Post

How long do you need to keep car insurance records?

Record retention is something that just about every single person struggles with from time to time. Just how long should you keep a bill around after it has been paid in case there was an error? How long do you retain something such as your insurance documentation? Some documents are easy must-keeps, things like your...

Record retention is something that just about every single p...

How do you know when your car insurance is due?Post

How do you know when your car insurance is due?

Have you ever been late on a bill payment simply because you forgot to send in your payment? While being just a few minutes late on a credit card bill or a car payment will only result in a small late fee, your forgetfulness can cost you a significant amount of money if you don’t...

Have you ever been late on a bill payment simply because you...

How does an insurance company determine the value of a car?Post

How does an insurance company determine the value of a car?

You buy insurance to help protect you from financial hardship after an incident. If you elect to carry full coverage, you’re able to file a claim for covered damages to your own vehicle against your own policy. While having a full coverage policy can be a have safeguard, it’s important to know how much your...

You buy insurance to help protect you from financial hardshi...

What do I need to get car insurance?Post

What do I need to get car insurance?

Auto insurance is just one of those things that you’ll have to buy when you own a car. If you’re in the majority of consumers in America, you rely on your car to get you to and from work, the store, and school. One of the largest expenses you’ll have to cover when you own...

Auto insurance is just one of those things that you’ll...

Will my credit score affect my car insurance?Post

Will my credit score affect my car insurance?

Did you know car insurance companies look at your credit score when you request a policy? Insurance companies examine your credit to determine your risk.  But how much is car insurance based on credit? Don’t worry – we’re here to help.  Our guide explains how your credit score affects auto insurance rates and why your...

Did you know car insurance companies look at your credit sco...

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