Car Insurance Basics

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What is a low mileage car insurance policy?Post

What is a low mileage car insurance policy?

Drivers are always looking for ways to save money on car insurance. Some drivers skimp on coverage and get only the bare minimum liability insurance, leaving them underinsured in the event of a collision. Other drivers might qualify for significant discounts based on their driving history or other factors. A low-mileage car insurance policy is...

Drivers are always looking for ways to save money on car ins...

What is a car insurance deductible?Post

What is a car insurance deductible?

You may hear the term “car insurance deductible” referred to as you shop for car insurance. What does this term mean? Does every car insurance policy have a deductible? How much control do you have over your deductible, and how does it affect the cost of your car insurance? To answer these questions, you must...

You may hear the term “car insurance deductible” referre...

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What is a preferred risk driver?Post

What is a preferred risk driver?

When shopping for car insurance, you may see a great deal of industry jargon as well as advertising terms that you may not understand. “Preferred Risk” may be one of those terms. Preferred Risk is an industry term for what car insurance companies advertise as “Good Driver Discounts.” Basically, a Preferred Driver is one who...

When shopping for car insurance, you may see a great deal of...

What is collector car insurance?Post

What is collector car insurance?

Collector car insurance, sometimes called classic car insurance, is specialized car insurance coverage developed for owners of antique or collectible cars. Many owners of collectible cars insure them through standard auto insurance policies, although some experts feel this may cost them as much as 500 percent more than collector car insurance. Collector car insurance is...

Collector car insurance, sometimes called classic car insura...

What is the book value of a vehicle?Post

What is the book value of a vehicle?

Your age, driving record, and where you live all affect the rate that you’re going to pay for your car insurance. However, one thing that many people do not consider when they are shopping for car insurance is the book value of a vehicle, which can have as much impact as any other factor on...

Your age, driving record, and where you live all affect the ...

How does comprehensive car insurance work?Post

How does comprehensive car insurance work?

There are many different types of car but how does comprehensive car insurance work. Does everybody need comprehensive coverage? Is comprehensive auto insurance required by law? Although comprehensive car insurance is popular it’s not a required coverage by law and some drivers opt not to carry it at all. However, there are many reasons why...

There are many different types of car but how does comprehen...

What car insurance companies offer high risk car insurance?Post

What car insurance companies offer high risk car insurance?

Drivers who fall into the high-risk category can often feel like they only have a couple car insurance companies to choose from however this is not always the case. There are many car insurance companies who offer high-risk auto insurance, even some of the well-known market leaders. While it is true that high-risk drivers pay...

Drivers who fall into the high-risk category can often feel ...

What car insurance companies do not use credit scores?Post

What car insurance companies do not use credit scores?

Have you ever wondered if there are companies who don’t use credit scores? Credit scores play a major role when it comes to car insurance. Things like determining premiums and rate growth are almost fully dependent on credit scores. Enter your zip code above to get FREE car insurance quotes today! How much does a...

Have you ever wondered if there are companies who don’...

How does your credit score affect car insurance rates?Post

How does your credit score affect car insurance rates?

The importance of your credit when it comes to buying a house, a car or even get approved for the best car rate is an understatement. No matter what your age or past credit is, many car insurance companies will run your credit score when qualifying you for a policy. Although many people will receive...

The importance of your credit when it comes to buying a hous...

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