Car Accidents & Claims

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Will my car insurance company find out about my car accident?

Even if you don’t report a car accident to your car insurance company they can still find out about it a number of ways. Obtaining information on car accidents is perfectly legal for car insurance companies to use even if the company itself does not require you to report every accident. Reporting a car accident...

Even if you don’t report a car accident to your car insura...

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Why is my car insurance claim denied?

As if getting into a fender bender isn’t bad enough, the added worry of your claim being denied can be devastating. This is especially true when you are named the at-fault party in the accident. However, how and why do car insurance companies sometimes deny a claim? There are several reasons your claim could be...

As if getting into a fender bender isn’t bad enough, the a...

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What is a total loss car accident?

When an individual makes a car insurance claim the car insurance company must decide whether it is worth the money to spend on repairs. While the car may not visually appear to be a total loss, the designation means it’s cheaper for the insurance company to pay for replacement than try to repair the vehicle....

When an individual makes a car insurance claim the car insur...

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Who is at fault in a car accident?

Determining who is at fault in a car accident is one of the biggest issues when someone is filing a claim against another person. The toughest predicament is that car insurance companies are not present when the accident occurred. Because of this, they can never determine themselves whether the claim puts the correct person at...

Determining who is at fault in a car accident is one of the ...

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When to consider filing or not filing a car insurance claim?

When you have a car accident, your first instinct may be to file a claim. This is only natural; after all, you are paying a high price to have car insurance, and you should be able to claim any accidents that happen to your car as a result. Unfortunately, this is not always the best...

When you have a car accident, your first instinct may be to ...

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What happens when a car insurance company finds out about a car accident?

Car accidents happen to even the best drivers and one of the first concerns in a minor car accident is how a car accident will affect your car insurance rates. Do you opt to report the car accident or pay for the repairs out of pocket? Will a car insurance company find out about your...

Car accidents happen to even the best drivers and one of the...

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Who is at fault in a car accident?

Car accidents are never fun, and a serious crash can change someone’s life forever. In terms of car insurance, if a driver is not at fault in an accident, his insurance premiums generally stay the same. Drivers who are at fault, however, will be paying a lot more for insurance in the future. It is...

Car accidents are never fun, and a serious crash can change ...

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