Replacing a Car Insurance Card

Losing an insurance card is a big deal. An insurance card reflects proof that insurance was purchased by a driver. In virtually every state, buying car insurance is compulsory. Not carrying insurance entails some sort of punishment. How severe the punishment depends on the laws in a particular state. Regardless of the state, someone lives…

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How many auto insurance claims are too many?

Filing claims with your insurance company is a necessity sometimes. Accidents may or may not be your fault. After you have filed a certain number of claims, it’s important to look at how many is too many. Insurance companies might start to identify you as a high-risk driver. Being identified as a high-risk driver could…

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If I switch my car insurance, will I get a refund?

Auto insurance consumers were once far more loyal than they are today. It wasn’t uncommon for multiple generations in a family to buy their auto insurance through the same agent. Parents would insure their kids until they became adults and started families of their own and then they would branch off to buy their own…

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When does my car insurance expire?

It’s important to know when your car insurance policy expires to ensure you don’t run into problems of not having the needed coverage. When your policy expires will vary based on the insurance company you have as well as your individual requests. It’s important to know how you can impact the expiration date as well…

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Can you get car insurance if your policy was canceled?

You can absolutely get car insurance if your insurance policy was canceled. However, the reason it was canceled may affect the price of your new policy, especially if it was canceled for a reason that put you into the high-risk category. If you need car insurance after receiving a cancellation notice, you can use a…

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Can you cancel car insurance after an accident?

Auto insurance is a product that you don’t want to pay for when you’re billed but that you’re thankful that you have when you need it. After an accident without the right coverage, you quickly realize how important it is to carry sufficient insurance on your vehicle. You have to have active insurance whenever you…

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Can you cancel car insurance before it starts?

If you’re a planner, you like to know where you’re going to buy insurance before your existing policy even comes up for renewal. You know that you’re not satisfied with the carrier you have now but you aren’t quite sure where you should buy coverage. Shopping around is the only way that you can achieve…

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Can you get car insurance if you owe another company?

Are you between car insurance policies and owe a previous company for late premiums? Was your car insurance policy canceled due to non-payment? Can you get if you owe another company money? Canceled insurance is a common problem that many car owners experience if they failed to pay their premiums on another policy. But don’t despair….

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Can my car insurance be backdated?

Can car insurance be backdated? If you’re pulled over by law enforcement, one of the first things the officer will ask you for is proof of insurance. Drivers who inform the officer that they aren’t insured will be cited not only for the primary violation they were stopped for but also for failing to carry. Drivers…

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Can you have car insurance from another state?

The cost of car insurance can vary drastically from one region to another. In fact, people in Detroit, MI, will pay eight times more for the same coverage when compared to residents of Montgomery, AL. Before an insurance company can determine your premium, they have to know where you live and where the car is…

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