Can you drive someone else’s car on your insurance?

While you might think that one short trip to the store in someone else’s vehicle isn’t a big deal, it can be when you don’t do your homework. One thing to focus on is whether or not you’re covered to drive under the car’s policy or under your own. Understanding when your coverage extends and…

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Do you need insurance to sell your car?

Thousands of vehicle owners sell their cars on the private market every month. While some individuals prefer the convenience of trading their cars in, consumers who aren’t in a rush can get more for their cars if they list the vehicle in classified ads or online. One of your obligations is to keep insurance on…

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Are my car insurance premiums tax deductible?

The tax deduction of car insurance premiums is based on the IRS’ tax code. If you are a business owner, make sure your rates are competitive. The information listed here is designed to give a broad overview of when car insurance premiums may be tax deductible. Enter your zip code into our comparison tool above! Exceptions…

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Can you put your car insurance on hold?

Car insurance is required to own a vehicle in every state, and it is never a good idea to drive without insurance. However, if you are not going to be driving for an extended period of time, you may want to avoid paying insurance premiums during that time frame. Suspension of your policy may be…

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How do you find out if a car has insurance?

Sometimes it becomes necessary to find out if a car has insurance. You may be driving a car that belongs to someone else, trying out a new car that you are considering purchasing, or be in some other situation that requires you to know a car’s history. Your state DMV office is a good place…

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Do you need your license to get car insurance?

Obtaining auto insurance is a fairly easy process. As long as you have a driver’s license and a clean driving record, you should have no problem securing insurance for your vehicle. If you don’t have a driver’s license, however, there are very limited instances where you can get insurance. Enter your zip code above to…

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Is it legal to drive without car insurance?

In addition to the many financial reasons why car insurance is necessary for every driver, you are also legally required to have it. If you get caught in a car accident without car insurance, you will be faced with serious civil and criminal penalties. There is no good justification for not making sure you maintain…

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What year did it become mandatory to have car insurance?

In 1897, an Ohio resident purchased an insurance policy. It was written for his horse and carriage and extended to include his automobile and would cover damages to another person’s property or their injuries. The early years of auto insurance focused on the liability end, but this changed in 1902 when a fire and theft…

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Car Insurance for a Car Not Being Driven

Insurance can be expensive, and you may want to save a little money every month on your policy if you don’t drive your car. There may be times also where you may not be driving a vehicle because you are traveling long term or have a child away at college, or another reason. However, you…

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Do car insurance payments help credit?

When you finance a car, your credit score will have an effect on how much car insurance you can afford. If you have a poor credit history, the lender may limit your purchase options and increase your interest rates. A poor credit history can also affect how much you’ll pay for insurance on the vehicle…

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