If I crash my car, will my insurance cover it?

Imagine an experiment in which numerous car owners and frequent drivers were placed in a room. Moderators hand the group slips of paper and requests each person write about a vehicle collision scenario. In addition to drafting the scenario, the group must detail several steps required to file an insurance claim. Likely, a significant percentage…

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Does auto insurance cover bicycle accidents?

If more people chose to ride their bikes to and from work it would save the world an estimated $24 trillion by 2050. Currently, only about seven percent of commuters choose to get to and from the office by bike. Even with only a small proportion of commuters in the US commuting by bike, cyclist…

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Does a personal injury claim affect auto insurance?

A high-speed accident can have a serious impact on the human body, even when it doesn’t appear that any damage has been done. It’s all about the transfer of kinetic energy and where it dissipates when you’re involved in a crash. Today’s modern cars are designed with structural elements that will crumple when the vehicle…

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What to Do If in a Car Accident Without Insurance

Insurance is a requirement when driving in the United States. If you’re involved in a car accident without insurance, it’s important to know what’s going to happen. There might be ways to show that you have insurance. If you don’t have insurance, then you need to learn about the various penalties that you could incur. Compare…

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Does auto insurance cover ambulance rides?

If you are involved in an accident and injuries are severe enough that you need to visit the ER, you might need to be taken by ambulance. The moment you get into the ambulance, there is a cost associated with it. You need to know whether auto insurance will cover. Compare car insurance quotes to…

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Can I change my car insurance after an accident?

Buying car insurance is relatively easy. Requesting quotes requires little more than putting forth some basic personal identifying information and details associated with one’s driving history. Ultimately, an insurance company is a service provider in competition with other similar enterprises. This is why online comparison shopping consistently reveals competitive rates. The insurance companies want to…

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Can you claim car insurance if it’s your fault?

In situations where you are at-fault for damages caused to your vehicle, you still need to get your vehicle replaced or repaired. Your car insurance policy was created to help you recover from losses that occur; these losses do not have to be caused by someone else. Even in instances where you are at-fault for…

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Can my car insurance claim be canceled?

When you buy an insurance policy, the purpose of having the coverage is to protect your finances when you experience a loss. As a policyholder, you’re free to file a claim against the coverage options that you pay for so that you can get help to pay for repairs and other related expenses. If you’ve…

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What are the two main types of car insurance?

Auto insurance coverage can be divided into two main categories. These two categories are coverage for damage to property and coverage for bodily injury. Enter your zip code above for FREE car insurance quotes today! Other Types of Coverage There are multiple types of coverage within these broad categories other than property and bodily injury. There…

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Who is at fault in a car accident?

Determining who is at fault in a car accident is one of the biggest issues when someone is filing a claim against another person. The toughest predicament is that car insurance companies are not present when the accident occurred. Because of this, they can never determine themselves whether the claim puts the correct person at…

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