If I crash my car, will my insurance cover it?

Imagine an experiment in which numerous car owners and frequent drivers were placed in a room. Moderators hand the group slips of paper and requests each person write about a vehicle collision scenario. In addition to drafting the scenario, the group must detail several steps required to file an insurance claim. Likely, a significant percentage…

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Does auto insurance cover bicycle accidents?

If more people chose to ride their bikes to and from work it would save the world an estimated $24 trillion by 2050. Currently, only about seven percent of commuters choose to get to and from the office by bike. Even with only a small proportion of commuters in the US commuting by bike, cyclist…

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Does a personal injury claim affect auto insurance?

A high-speed accident can have a serious impact on the human body, even when it doesn’t appear that any damage has been done. It’s all about the transfer of kinetic energy and where it dissipates when you’re involved in a crash. Today’s modern cars are designed with structural elements that will crumple when the vehicle…

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Does auto insurance cover ambulance rides?

If you are involved in an accident and injuries are severe enough that you need to visit the ER, you might need to be taken by ambulance. The moment you get into the ambulance, there is a cost associated with it. You need to know whether auto insurance will cover. Compare car insurance quotes to…

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Can I change my car insurance after an accident?

Buying car insurance is relatively easy. Requesting quotes requires little more than putting forth some basic personal identifying information and details associated with one’s driving history. Ultimately, an insurance company is a service provider in competition with other similar enterprises. This is why online comparison shopping consistently reveals competitive rates. The insurance companies want to…

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Can my car insurance claim be canceled?

When you buy an insurance policy, the purpose of having the coverage is to protect your finances when you experience a loss. As a policyholder, you’re free to file a claim against the coverage options that you pay for so that you can get help to pay for repairs and other related expenses. If you’ve…

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What are the two main types of car insurance?

Auto insurance coverage can be divided into two main categories. These two categories are coverage for damage to property and coverage for bodily injury. Enter your zip code above for FREE car insurance quotes today! Other Types of Coverage There are multiple types of coverage within these broad categories other than property and bodily injury. There…

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Who is at fault in a car accident?

Determining who is at fault in a car accident is one of the biggest issues when someone is filing a claim against another person. The toughest predicament is that car insurance companies are not present when the accident occurred. Because of this, they can never determine themselves whether the claim puts the correct person at…

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Who is at fault in a car accident?

Car accidents are never fun, and a serious crash can change someone’s life forever. In terms of car insurance, if a driver is not at fault in an accident, his insurance premiums generally stay the same. Drivers who are at fault, however, will be paying a lot more for insurance in the future. It is…

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