What is new car replacement insurance?

Between the new car smell, the brand new sheen on your paint job, the high-tech features you are still learning how to use, and the flawless appearance of your car inside and out, you understandably have a lot to love about your new car. However, have you considered what the financial impact of a serious…

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Can an insurance company take my car?

An insurance company might label your car a total loss if the cost to repair it to its pre-damaged state surpasses the vehicle’s actual cash value or worth. Even though insurers follow certain state laws, they are also allowed to set their own guidelines for totaled vehicles. What this means is that an insurance company…

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