If you crash your friend’s car, whose insurance pays?

Borrowing a friend’s car seems like a very uncomplicated thing to do. In truth, borrowing a car is uncomplicated unless something unfortunate occurs. Accidents and other perils do make things very complicated. Insurance is supposed to provide the necessary protection to keep a driver out of brutal financial trouble, but does insurance work as intended…

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Can you drive an uninsured car if you have insurance?

Driving an uninsured car can have dangerous repercussions on your financial status. In case you get into an accident without policy coverage, you won’t have any compensation for damages caused to the vehicle. Furthermore, if you cause any damage to the third party, you will face legal suits to compensate the losses. This can have…

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Can I drive a van under my car insurance?

Just because you are fully licensed and have comprehensive coverage, you might assume that you are covered to drive other vehicles with the same level of protection, which is a common misconception. Each auto insurance company has a unique definition of full comprehensive coverage. Some insurers might include an extension to other cars while others…

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