Does being self-employed affect car insurance rates?

Many companies offer special rates for employees of government or political jobs and other positions. Military people (both active and retired) often get a discount on car insurance due to their status. But what about self-employed people? If you are an independent business owner, you may want to know how insurance companies assess your insurance…

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Questions to Ask When Buying Auto Insurance

There are a lot of questions you need to ask when buying auto insurance. The more questions you ask, the more you can be sure of getting the necessary coverage on your car. This necessary coverage will help you will be better protected on and off the road. Compare car insurance quotes right now by…

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Can I get car insurance without a title?

A common misconception is that you have to own your car to get insurance. In fact, there are far more people who do not own their car who have insurance than those who don’t. Finance companies often require insurance as a means of securing their property until you pay it off. Compare car insurance options…

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Can I pay off my car insurance early?

Paying for car insurance is one of those things accepted as a part of life. Being a responsible driver means acquiring a good insurance policy. At the very least, comparison shopping for a top policy leads to protecting others from financial harm when a driver causes an accident. Smart drivers also acquire additional coverage in…

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Can you have car insurance in two different states?

Life can be complicated enough when you’re living between states. Not only do you have to maintain two different households and cover twice the living expenses, you also have to familiarize yourself with different state laws and procedures. If you’re planning on driving cars in both states, maintaining your auto insurance portfolio can be complicated….

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How to Check if My Car Insurance Is Valid

Maintaining consistent and uninterrupted coverage on a car insurance policy positively does need to be a major responsibility. Car owners positively cannot ignore, dismiss, or overlook maintaining coverage. It’s against the law whether the person purposely drives without insurance or made a mistake leading to the expiration of an insurance policy. Even in states where…

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No Claim Bonus for Car Insurance

Everyone wants to save money on car insurance. No one likes to pay more for anything more than they are required. Whether the item in question is a luxury one or a necessary one, consumers are driven by a desire to save money. Of course, quality frequently trumps frugality. In other words, paying a little…

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Can you use a PO Box address for car insurance?

Purchasing insurance requires providing a company with basic personally identifying information including: A name An address A phone number A driver’s license number A social security number All of these requests are rather straight forward except for the part about an address. What if someone wants to use a PO Box as an official address…

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Can car insurance companies check my phone records?

Car insurance companies usually do not request phone records unless they suspect insurance fraud or a lawsuit has been filed against you and your insurance company. If you have recently filed a claim and your car insurance company is requesting your phone records, you must decide whether or not to provide that information and if…

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Can you change the date car insurance is due?

Not paying your car insurance could make your coverage be cut off by your insurer, leaving you without the necessary auto insurance in your state. Also, you could get really stuck if your policy has been canceled and you want to make a claim. Unfortunately, a lot of bills come in month-to-month and this can…

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