Will my car insurance pay for an oil change?

Car insurance pays for damage to a vehicle caused by a sudden accidental loss, such as a collision or catastrophic weather event it does not provide coverage for vehicle maintenance. Auto insurance policies carry several types of coverage that apply to different situations, so it’s important to understand precisely what is covered by your plan….

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Does being self-employed affect car insurance rates?

Many companies offer special rates for employees of government or political jobs and other positions. Military people (both active and retired) often get a discount on car insurance due to their status. But what about self-employed people? If you are an independent business owner, you may want to know how insurance companies assess your insurance…

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Questions to Ask When Buying Auto Insurance

There are a lot of questions you need to ask when buying auto insurance. The more questions you ask, the more you can be sure of getting the necessary coverage on your car. This necessary coverage will help you will be better protected on and off the road. Compare car insurance quotes right now by…

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Can I get car insurance without a title?

A common misconception is that you have to own your car to get insurance. In fact, there are far more people who do not own their car who have insurance than those who don’t. Finance companies often require insurance as a means of securing their property until you pay it off. Compare car insurance options…

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Can you have car insurance in two different states?

Like other insurance policies, car insurance can be tricky to standardize. You must abide by the minimum requirements set by your state, but there are also different coverage options to choose from, depending on how much protection you want. What if you have homes in different states? Perhaps you work in one state and live…

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How to Check if My Car Insurance Is Valid

Maintaining consistent and uninterrupted coverage on a car insurance policy positively does need to be a major responsibility. Car owners positively cannot ignore, dismiss, or overlook maintaining coverage. It’s against the law whether the person purposely drives without insurance or made a mistake leading to the expiration of an insurance policy. Even in states where…

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Can you use a PO Box address for car insurance?

Purchasing insurance requires providing a company with basic personally identifying information including: A name An address A phone number A driver’s license number A social security number All of these requests are rather straight forward except for the part about an address. What if someone wants to use a PO Box as an official address…

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Can car insurance companies check my phone records?

Car insurance companies usually do not request phone records unless they suspect insurance fraud or a lawsuit has been filed against you and your insurance company. If you have recently filed a claim and your car insurance company is requesting your phone records, you must decide whether or not to provide that information and if…

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Can you change the date car insurance is due?

Not paying your car insurance could make your coverage be cut off by your insurer, leaving you without the necessary auto insurance in your state. Also, you could get really stuck if your policy has been canceled and you want to make a claim. Unfortunately, a lot of bills come in month-to-month and this can…

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Can you drive an uninsured car if you have insurance?

Driving an uninsured car can have dangerous repercussions on your financial status. Even if you’re an insured driver driving an uninsured car, there can be complications. In the event that you get into an accident, and you’re not able to provide proof of insurance, or an existing policy at the time of the incident, you…

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