FAQ

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Can I use a different address for car insurance?

In a nutshell… Your agent will ask you for your address when you’re getting quotes and when you’re applying for coverage One of the addresses that you provide is strictly for mailing and the other address is where you physically live If y …

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Does car insurance cover electrical problems?

In a nutshell… Auto insurance will pay for electrical repair only if it caused by a sudden, unexpected and covered issue If you want to file a claim against your own policy, you must have comprehensive and collision coverage If a falling object, miss …

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Does being retired affect car insurance?

In a nutshell… Insurers use a variety of factors to assess any driver’s risk Retirement can lower your premiums if you now drive for pleasure rather than for work Age can affect insurance rates in several ways; you can receive senior discounts …

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Does having epilepsy affect my car insurance?

In a nutshell… Since epilepsy is a condition that can lead to seizures, it can affect a person’s ability to drive safe In most states, there are requirements that epileptics must meet before they can apply for their license If you have a seizur …

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Should you settle a car accident without insurance?

In a nutshell… When you get into an accident, you may be liable for the damage that you cause to other vehicles and property The only time a driver is liable to pay for third-party damages is when they are declared the at-fault party If you’re …

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Is my car insurance a utility bill?

In a nutshell… You can pay auto insurance premiums monthly, quarterly, semi-annually, or annually depends on your budget Unlike some other bills you pay, auto insurance is much like a utility bill because it’s a necessity, not a luxury Compulso …

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