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In a nutshell… When a car is damaged in an accident or another loss, it will either be repaired or totaled A damage claim becomes a total loss claim when the total repair costs exceed the car’s pre-loss market value Some cars are totaled but th …→ Read More
In a nutshell… Insurance companies use your personal information to determine how much to charge you for auto insurance Every driver in the household will have an effect on rates but the primary driver has the biggest effect Two of the factors that y …→ Read More
In a nutshell… Insurance companies investigate claims to determine negligence, merit, and appropriate settlement amounts Insurance companies do keep an eye out for potential fraud when investigating claims Customers may wish to hire a public adjuster …→ Read More
In a nutshell… Your insurance provider will use your address as a premium determinant that’s known as a rating factor The state that you live in affects your rates because of the type of insurance and the limits that are required by law Your zi …→ Read More