Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Reviewed by Jeffrey Johnson
Insurance Lawyer

UPDATED: Jul 14, 2021

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In a nutshell...

  • Every car insurance carrier has different policy number formats
  • Most car insurance policy numbers can be found on the declarations page
  • Calling your insurance carrier can also help you identify your policy number quickly

Car insurance consumers have a lot of information thrown at them when they go to buy a policy.

They are being told by the car insurance carriers what coverage options that they have, the limits that are available for a deductible, premium, policy period, and so on.

Once you get to the point where you are ready actually to move forward and purchase a car insurance policy, you will get a full policy, and on that policy, you will have what is known as a policy number.

The policy number that you are assigned is going to be the unique identifier that ties you to your actual car insurance policy. Think about the policy number that is on your car insurance policy as your account number.

When you have a credit card, for example, there are numbers on the card that tie that card to your account. The number on your car insurance policy works in much of the same way.

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Every Insurer Has a Different Format

Every single car insurance carrier out there is going to have a different format when it comes to the policy numbers. Some car insurance carriers will have policy number formats that are going to be longer or shorter than others.

Many of the carriers will have policy numbers that are made up of all numeric characters. There are going to be other carriers that are going to incorporate letters into the policy number as well.

Understanding that every insurer has a different format can help you with the identification of your unique policy number. Check who you have for a car insurance carrier and ask them about the formatting that they use for policy numbers.

Searching on Google may also help you figure out this information in short order.

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Check Your Car Insurance Policy

To find out what your actual car insurance policy number is, the easiest thing to do is to look right on your car insurance policy.

In many cases, the policy number is going to be listed right on the cover page of your car insurance policy. If it is not in this location, flip a few pages to get to what is known as the declarations page of the policy.

Identifying the declarations page of your car insurance policy is going to allow you to learn a lot about your policy.

You will see who is insured under the policy, the coverages, deductibles, premium, as well as the policy period.

On this page, the other thing that you are going to be likely to see is the policy number.

Reach Out to Your Insurer

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Being unable to figure out what your car insurance policy number is can be problematic. Going to buy a car, for example, is going to require you having that policy number. When you go to renew your license, you may need it as well.

In the event, you have difficulty in figuring out what that number is, just give the car insurance carrier a phone call and ask them the question.

They should be able to look up the policy number assigned to your policy in no time at all.

A car insurance policy number is going to be the unique identifier that your car insurance policy has tied to it. Every car insurance policy is going to have a policy number that is exclusive to each insurance carrier and insured.

You can usually find the policy number on your policy, but you can also reach out to an insurance carrier to get this information as well.

Enter your zip code below to compare car insurance rates from multiple companies at once!