What are car safety ratings?

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In a nutshell...
  • Car safety ratings allow individuals to look up any type of car and check out the facts
  • The most important element when purchasing any vehicle, is the amount of safety you have while being in it
  • Car insurance companies love vehicles with high safety ratings since it reduces the risk of injuries in a car accident

Car safety ratings, otherwise known as crash test ratings is performed at great length on every make and model of car available and then given a score based on the results.

A car safety rating is for the benefit of the consumer and will tell them how safe and secure overall the car in question is.

Car safety ratings provide additional information you need to make the best choice possible before purchasing your vehicle and provide car insurance companies critical information to score the risk behind insuring a particular type of vehicle.

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Performance vs. Safety

Although it’s common for many consumers to become tempted in purchasing a vehicle that offers a sleek look, a fast ride and beautiful leather interior, be careful not to avoid the big picture.

For example, you will see if there are four airbags in the vehicle as opposed to two, or how successful the front passenger and backseat passengers were in a head-on collision.

When you prepare to purchase a new vehicle, it’s important to know how much protection your car will provide you and your passengers.

If you’re new to car safety ratings, you can go online and set your email or phone to alert you when the make and model of your choice has come out with a recall or improvements in their safety.

Car safety ratings offer the consumers what a car dealer cannot. They don’t always know the current year’s safety rating and don’t keep up with the number of recalls for the car you are interested in.

The process cars go through to determine their safety rating is rigorous with numerous crashes that tell the manufacturer everything they need to know as well as how to improve their vehicle for the future.

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How do car safety ratings affect car insurance rates?

Car insurance companies love vehicles with high safety ratings since it reduces the risk of injuries in a car accident.

Vehicles with high safety ratings not only provide greater safety for the driver and passengers but also enjoy lower car insurance rates.

Car safety ratings also provide the number of recalls involved in each car model and reviews about the vehicle from past customers.

These ratings can give you a great idea of the specifics of your car, in a way that simply looking at one in the dealership cannot.

Several websites offer online safety ratings that allow you to type in any vehicle you’re interested in and discover within seconds their overall score and more specifics that you even need!

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