Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

Full Bio →

Written by

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Reviewed by Jeffrey Johnson
Insurance Lawyer

UPDATED: Jul 14, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

In a nutshell...

  • Car safety ratings allow individuals to look up any type of car and check out the facts
  • The most important element when purchasing any vehicle, is the amount of safety you have while being in it
  • Car insurance companies love vehicles with high safety ratings since it reduces the risk of injuries in a car accident

Car safety ratings, otherwise known as crash test ratings is performed at great length on every make and model of car available and then given a score based on the results.

A car safety rating is for the benefit of the consumer and will tell them how safe and secure overall the car in question is.

Car safety ratings provide additional information you need to make the best choice possible before purchasing your vehicle and provide car insurance companies critical information to score the risk behind insuring a particular type of vehicle.

Enter your zip code above to get FREE car insurance quotes today!

Performance vs. Safety

Although it’s common for many consumers to become tempted in purchasing a vehicle that offers a sleek look, a fast ride and beautiful leather interior, be careful not to avoid the big picture.

For example, you will see if there are four airbags in the vehicle as opposed to two, or how successful the front passenger and backseat passengers were in a head-on collision.

When you prepare to purchase a new vehicle, it’s important to know how much protection your car will provide you and your passengers.

If you’re new to car safety ratings, you can go online and set your email or phone to alert you when the make and model of your choice has come out with a recall or improvements in their safety.

Car safety ratings offer the consumers what a car dealer cannot. They don’t always know the current year’s safety rating and don’t keep up with the number of recalls for the car you are interested in.

The process cars go through to determine their safety rating is rigorous with numerous crashes that tell the manufacturer everything they need to know as well as how to improve their vehicle for the future.

FREE Car Insurance Comparison

Compare quotes from the top car insurance companies and save!

 Secured with SHA-256 Encryption

FREE Car Insurance Comparison

Compare quotes from the top car insurance companies and save!

 Secured with SHA-256 Encryption

How do car safety ratings affect car insurance rates?

Car insurance companies love vehicles with high safety ratings since it reduces the risk of injuries in a car accident.

Vehicles with high safety ratings not only provide greater safety for the driver and passengers but also enjoy lower car insurance rates.

Car safety ratings also provide the number of recalls involved in each car model and reviews about the vehicle from past customers.

These ratings can give you a great idea of the specifics of your car, in a way that simply looking at one in the dealership cannot.

Several websites offer online safety ratings that allow you to type in any vehicle you’re interested in and discover within seconds their overall score and more specifics that you even need!

Enter your zip code below to get FREE car insurance quotes today!