Is it worth it to get gap insurance on a new car?

New cars depreciate at an alarmingly fast rate. As soon as you drive off of the lot, the car’s value drops by nearly 10 percent of what it was worth just minutes before. If you’re still interested in buying a car that has that new car smell, it’s important to build an insurance portfolio that…

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When should I remove collision from my car insurance?

Collision coverage is often used when your car is involved in an accident with an object in the road or another driver. In these situations, your collision coverage can help to get your car repaired and working like before. There are good reasons to keep collision coverage active on your policy. Enter your zip code…

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What year did it become mandatory to have car insurance?

In 1897, an Ohio resident purchased an insurance policy. It was written for his horse and carriage and extended to include his automobile and would cover damages to another person’s property or their injuries. The early years of auto insurance focused on the liability end, but this changed in 1902 when a fire and theft…

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How can I get temporary car insurance?

There are times when you need car insurance but are between policies. Perhaps you are just starting out driving, and you are not sure what type of insurance you need most. Temporary insurance is insurance that serves as an alternate to a 12-month policy. It offers comprehensive coverage from one to 28 days. It covers…

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Does my auto insurance cover me driving another car?

Auto insurance policies are specifically designed to provide protection for damages caused to your vehicle or by your vehicle. This coverage type is designed to cover the car itself, not necessarily the individual driving it. If you have concerns about the insurance coverage another vehicle has, speak to the vehicle’s owner and make sure to…

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Do I need insurance for a car off the road?

Insurance coverage is often a necessity for any vehicle. There are times, however, where it may seem to make sense to remove coverage from a vehicle that is not in use, is sitting in storage, or is otherwise not on the road. Removing your insurance coverage may seem like the best idea if your car…

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How does gap insurance work if car is stolen?

Many people who are shopping for auto insurance consider purchasing what is known as gap insurance. Gap insurance was designed to pay for damages that the insurance does not cover. It is convenient to carry this type of insurance because it allows you to know that your damages will be paid for, even if your…

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How does gap insurance work when a car is totaled?

When buying a car, there’s more to consider than the make, model, and financing options. You’ll also want to look closely at the purchase and see if you might benefit from GAP insurance. This coverage only kicks in if your car is declared a total loss following an accident or other qualifying event and protects…

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Are my kids covered under my car insurance?

When your children are ready to begin learning how to drive, your car insurance will cover them in most cases. That coverage will change, however, when the child earns his or her driver’s license. At that point, the child will have to be added to your policy at an additional expense if he remains living…

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AAA Car Insurance Review

AAA name is an abbreviation for “American Automobile Association.” AAA is a nonprofit service organization with an active US membership of more than 51 million motorists. Headquartered in Heathrow, FL, the Association provides various financial and automotive-related services for its members. In addition to its popular roadside and travel assistance programs, AAA also offers auto…

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