Are passengers covered by my car insurance?

No one ever expects that driving around with passengers could put them at risk of being sued. You know your own family won’t take you to court after an accident, but it’s possible that your not-so-friendly friends could. If you drive friends, family, or your children’s friends around town, it’s best to know how your…

→ Read More

Will insurance cover my car being keyed?

Like many responsible drivers, you might park your car in a well-lit area every day. You always lock your vehicle and have an activated anti-theft alarm installed. Even with these precautions in place, it won’t stop a vandal from potentially damaging the outside of your car. But will insurance cover your car being keyed?  Most…

→ Read More

Do your car insurance and registration have to be under the same name?

Car insurance is a financial product with personalized pricing. Since everyone pays a different rate for their coverage, shopping the market to find the best rates is crucial. By contacting agents or getting auto insurance quotes online, you’ll have the tools that you need to pay the lowest rate for your coverage. It’s very important…

→ Read More

Why are car insurance quotes so different?

Shopping for car insurance can be an overwhelming process. The sheer number of options can leave anyone’s head spinning. When comparing quotes many consumers find that the prices and coverage that they are offered varies greatly between insurers. Insurance companies use various techniques and models to determine the risk of insuring each customer. In order…

→ Read More

What is a non-owner auto policy?

Owning a vehicle has moved from a necessity to a luxury for some people, but that doesn’t always mean you won’t be driving. With the popularity of car-sharing services, as well as the likelihood that you have friends or family with a car, you may still need insurance coverage. Whether you’re renting a car, borrowing…

→ Read More

What are the two main types of car insurance?

Auto insurance coverage can be divided into two main categories. These two categories are coverage for damage to property and coverage for bodily injury. Enter your zip code above for FREE car insurance quotes today! Other Types of Coverage There are multiple types of coverage within these broad categories other than property and bodily injury. There…

→ Read More

Do I have to own a car to get insurance?

Owning a car is not always a necessity, but that doesn’t mean you won’t need insurance. Many people borrow cars from their friends or family members, meaning that you need to make sure you are protected in the event of an accident. Whether you’re borrowing a car, renting a car, or using a car sharing…

→ Read More

What factors affect car insurance rates?

Many people are complacent when choosing car insurance. They renew their insurance every time without determining if it is the best rate for their situation. Today, however, comparing auto insurance rates is simple if you use the right tools. Before purchasing or renewing an auto insurance policy, use our FREE online price comparison tool to…

→ Read More

If my car is totaled, what will insurance pay?

When you file a liability auto insurance claim, you know that your policy is only going to pay up to the limits that you carry for third-party damages. The Bodily Injury and Property Damage limits are written clear as day on your declarations page and the document shows how much the carrier will pay for medical…

→ Read More

Is it worth it to get gap insurance on a used car?

Many prospective car buyers see the value in buying their cars used. Pre-owned cars often include all of the latest amenities that consumers want at a discounted sticker price. Not only can you find a quality car for less, you can rest assured that the dealer has done a thorough inspection to spot potential issues…

→ Read More