Rachael Brennan has been working in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she earned her Property and Casualty license in all 50 states. After several years she expanded her insurance expertise, earning her license in Health and AD&D insurance as well. She has worked for small health in...

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Reviewed by Jeffrey Johnson
Insurance Lawyer

UPDATED: Jul 14, 2021

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In a nutshell...

  • Once you have a quote, you can use the information to locate a package that will provide more custom coverage
  • Naming your insurance price gives you the power to pick and choose what benefits you will take advantage of
  • Monthly payments require something called an installment charge

You can name your price for car insurance at Progressive, to a certain degree.

One of the most exciting features about Progressive car insurance is that you can name your premium price when you join.

What this means is that you can select the coverage options you want.

If you use this option, you will never be surprised with unexpected expenses. And yes, you can do this with most car insurance companies.

Enter your zip code above to get FREE car insurance quotes today!

What other benefits or rewards are available with Progressive auto insurance?

Progressive Car Insurance has a program that rewards their drivers who remain customers.

If you stay with them for an extended period, you may become eligible to participate in their loyalty rewards program.

Some of these programs include:

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How do I know if I have the right car insurance coverage?

To ensure proper coverage and protection against accidents, you should understand what kind of options you have and how to exercise them.

Every state requires a level of liability coverage to protect you against litigation if you cause physical harm to a person or their property with your vehicle.

The other levels of coverage can vary from state to state. If you learn the different levels of coverage, you will be in a better position to make an educated decision regarding your auto insurance.

Having collision coverage is essential if you are involved in an accident with another vehicle. Collision helps to get your car repaired or replaced after a car accident.

Why would I need comprehensive coverage?

Just as collision protects you from accidents involving other vehicles, comprehensive protects your truck from things like fires and floods.

Vandalism is also covered using comprehensive service.

If you are away from your car and return to find damages that were not there before, having comprehensive coverage can help pay for the repairs needed to correct the damage.

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Can Progressive help me if my leased/financed car is stolen?

Progressive has the loan/lease payoff option included with their service.

In the event that your car is stolen, they will work with your lien holder or finance company to pay the balance of your loan. You should not be held responsible for paying for a vehicle you no longer have.

This is one of the benefits of choosing Progressive as your auto insurance provider.

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What kinds of payment options does Progressive have?

Progressive can offer you two types of payment options.

You can pay one lump sum annually or make monthly payments. Paying the total balance in full means, you may be eligible to receive a discount and are not responsible for any fees.

You can set-up recurring payments that are deducted from your checking account, which may reduce the installment charge.

You can use a credit or debit card, check or money order to pay your premium. You can also utilize newer technology like a PayPal account or an electronic transfer from your bank account to the vendor.

How many ways can I make my payment?

If the traditional method of mailing a check into the insurance billing department does not impress you, there are several other ways to ensure prompt payment.

Just sign onto the Progressive home page and set up an account.

Once complete, you can use the website to send electronic payments. You can also use your cell phone to send a mobile text.

What if I am considered a high-risk driver? Can Progressive still find a policy for me?

Progressive can pull from all types of resources to verify your status with the Department of Motor Vehicles. Your abstract will tell the true tale of your current situation.

If you are deemed a high-risk driver, Progressive will still provide you with a free quote and give you the opportunity to name your price.

Your rates may be higher than others may, but with the various discounts available, you may wind up getting a reasonable rate anyway.

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How long does an application for car insurance take?

Progressive is a customer-friendly company that tries to make every procedure easy and fast.

The new policy process is no different. You start with receiving your personalized quote and move on from there.

After selecting your coverage options and confirming your discount eligibility, you are all set. Complete your application by making your first payment, either in full or a down payment, and your coverage begins instantly.

Investing in auto insurance is something that vehicle owners must do in their lifetime. If you are lucky, you can find one provider for all of your insurance needs and receive discounts in the process.

Enter your zip code below to get FREE car insurance quotes today!